2707 Panorama Dr, Bakersfield, CA 93306 Property Records

Kern County property record for 2707 Panorama Dr, Bakersfield, CA 93306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,463 sqft · built 1962
Lot Size	0.257 acres (11,180 sqft)
Owner	2 Individual Names on File
Last Sale	$140,500 (Sep 2012)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`382-181-02-00-1`

Property Details

APN / Parcel Number

Primary APN	`382-181-02-00-1`
Alternative APNs	`382-181-02-2` `3821810200` `38218102`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,463 sqft Living Area
Gross Area	3,037 sqft
1st Floor Area	2,033 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	11,180 sqft (0.257 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	382181022
Street Address	2707 PANORAMA DR
City	BAKERSFIELD
State	CA
Zip	93306-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 2367 , BLOCK , LOT 2
Legal Tract	2367
Legal Block	1
Legal Lot Number	2
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1000
Census Tract	902

Owner

2707 Panorama Dr is owned and occupied by two individuals who acquired it in September 2020.

Source: Kern County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2707 PANORAMA DR, BAKERSFIELD, CA 93306-1015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANPAL LLC
Mar 16, 2018	Intrafamily Transfer, Transfer · ARM PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2012 · Amount on File
Deed Sale	Sep 27, 2012 · Amount on File
Deed Document Number	2012137845
Last Transfer Date	Sep 17, 2020
Transfer Doc	0000159315
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Oct 27, 2020
Property Address	2707 PANORAMA DR, BAKERSFIELD, CA 93306-1015
Document Number	0000159315
Map Reference	MB 11 PG 111
Instrument Date	Sep 17, 2020
Instrument	220159315
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2707 PANORAMA DR, BAKERSFIELD, CA 93306-1015

Mortgage

Document Number	0000159316
Date	Oct 27, 2020
Instrument	220159316

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Mar 16, 2018
Property Address	2707 PANORAMA DR, BAKERSFIELD, CA 93306-1015
Document Number	0000030968
Map Reference	MB11 PG111
Instrument Date	Mar 8, 2018
Instrument	2018030968
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	PLACER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 PANORAMA DR, BAKERSFIELD, CA 93306-1015

Mortgage

Document Number	0000030969
Date	Mar 16, 2018
Instrument	2018030969

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2707 Panorama Dr was $2,703.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$173,001 (+2%) Land $30,779 Building $142,222
2025	$2,703.00	$169,610 Land $30,176 Building $139,434
2023	$2,606.00 (+2.48%)	$163,025 Land $29,005 Building $134,020
2022	$2,543.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2707 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2707 Panorama Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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