2707 Madison St, Paducah, KY 42001 Property Records

McCracken County property record for 2707 Madison St, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1951
Lot Size	0.202 acres (8,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Dec 2025)
Tax Bill	$259 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`104-21-06-011`

Property Details

APN / Parcel Number

Primary APN	`104-21-06-011`
Alternative APNs	`104561` `162933`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	8,802 sqft (0.202 acres)
Lot Dimensions	163 ft deep x 54 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	162933
Street Address	2707 MADISON ST
City	PADUCAH
State	KY
Zip	42001-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-25-9 54X163 2707 MADISON ST L13 B5
Legal Subdivision	CALD
Legal Block	5
Legal Lot Number	13
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	3
Census Block	3012
Census Tract	30700

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1630 KEVIL EXCHANGE RD, KEVIL, KY 42053-8756
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 19, 2025	Deed, Transfer · Non-Conforming Investor Loan CITIZENS DEPOSIT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Aug 19, 2025 · Amount on Record
Deed Document Number	2025730082
Deed Book / Page	1534 / 248
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Dec 16, 2025
Property Address	2707 MADISON ST, PADUCAH, KY 42001-3733
Document Number	0D1534/248
Book / Page	D1534 / 248
Instrument Date	Dec 15, 2025
Instrument	730082
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 NAHM ST STE 1, 1, PADUCAH, KY 42001-4362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 KEVIL EXCHANGE RD, KEVIL, KY 42053-8756

Mortgage

Document Number	0000730083
Date	Dec 16, 2025
Instrument	730083

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Aug 19, 2025
Property Address	2707 MADISON ST, PADUCAH, KY 42001-3733
Document Number	00D1527/90
Book / Page	D1527 / 90
Instrument Date	Aug 13, 2025
Instrument	721865
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3019 WIRTH AVE, LOUISVILLE, KY 40217-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 NAHM ST STE 1, 1, PADUCAH, KY 42001-4362

Mortgage

Document Number	0000721866
Date	Aug 19, 2025
Instrument	721866

Lender

Name	CITIZENS DEPOSIT BANK
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2045

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Municipality	Paducah City
Unified School District	Paducah Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,000 (+79.31%)	$130,000 (+79.31%)
2025	$259.00 (-0.38%)	$72,500 (-)	$72,500 (-)
2023	$260.00 (+15.04%)	$72,500 (+16.94%)	$72,500 (+16.94%)
2022	$226.00	$62,000	$62,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1978–1985)
Most Recent Claim	Sep 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: PPS Fibernet.

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