2707 E Whisper Trl, Sioux Falls, SD 57108 Property Records

Lincoln County property record for 2707 E Whisper Trl, Sioux Falls, SD 57108

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba
Lot Size	0.169 acres (7,396 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,610 (2025)
Deeds & Mortgages	Dec 2012 Mortgage Dec 2012 Sale
Flood Zone	Zone X (minimal risk)
APN	`281.67.08.001A`

Property Details

APN / Parcel Number

Primary APN	`281.67.08.001A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths

Exterior

Lot Area	7,396 sqft (0.169 acres)
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Location & Zoning

Street Address	2707 E WHISPER TRL
City	SIOUX FALLS
State	SD
Zip	57108-4886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPALI
Legal Description	LOT 1A BLOCK 8 WHISPER RIDGE ADD CITY OF SIOUX FALLS
Legal Range	50
Legal Township	100
Legal Section	12
Legal Subdivision	WHISPER RIDGE ADD
Legal Block	8
Legal Lot Number	1A
Jurisdiction	LINCOLN SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3003
Census Tract	10112

Owner

Source: Lincoln County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2707 E WHISPER TRL, SIOUX FALLS, SD 57108-4886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2012	Deed of Trust, Mortgage FIRST DAKOTA NATIONAL BANK
Dec 14, 2012	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN SD
Property Address	2707 E WHISPER TRL, SIOUX FALLS, SD 57108-4886
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00160/1463
Date	Dec 14, 2012
Book Page	160/1463
Instrument	369215

Lender

Name	FIRST DAKOTA NATIONAL BANK
Address	2400 S LOUISE AVE, SIOUX FALLS, SD 57106

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2043

December 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN SD
Recording Date	Dec 14, 2012
Property Address	2707 E WHISPER TRL, SIOUX FALLS, SD 57108-4886
Document Number	00118/2713
Book / Page	118 / 2713
Instrument Date	Dec 13, 2012
Instrument	369216
Transaction Type	Transfer
Record Updated	May 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Limited Transfer Tax Data
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 E WHISPER TRL, SIOUX FALLS, SD 57108-4886

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Lincoln County
Municipality	Sioux Falls City
Unified School District	Harrisburg School District 41-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,610.00 (-18.15%)	$410,101 (-0.01%) Land $59,406 Building $350,695
2024		$410,143 (+2.65%) Land $59,406 Building $350,737	$410,143
2023	$6,854.00	$399,547 (+12.24%) Land $59,406 Building $340,141
2022	$6,854.00	$355,990 Land $54,005 Building $301,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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