2707 Cedaridge Cir, Clermont, FL 34711 Property Records

Lake County property record for 2707 Cedaridge Cir, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,679 sqft · built 1999
Lot Size	0.198 acres (8,633 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Jul 2017)
Tax Bill	$3,932 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-22-26-0800-000-11900`

Property Details

APN / Parcel Number

Primary APN	`27-22-26-0800-000-11900`
Alternative APN	`3789254`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,679 sqft Living Area
1st Floor Area	1,679 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,633 sqft (0.198 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	288 sqft
Porch	Open Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	3789254
Street Address	2707 CEDARIDGE CIR
City	CLERMONT
State	FL
Zip	34711-7144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT HILLS OF CLERMONT PHASE ONE SUB LOT 119 PB 41 PGS 22-23 ORB 4972 PG 303
Legal Range	26E
Legal Township	22S
Legal Section	27
Legal Subdivision	CLERMONT
Legal Phase	1
Legal Tract	800
Legal Lot Number	119
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2014
Census Tract	31306

Owner

2707 Cedaridge Cir is owned and occupied by two individuals who bought it in July 2017.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	2707 CEDARIDGE CIR, CLERMONT, FL 34711-7144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 7, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 14, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Nov 29, 2012 · Amount on File
Deed Document Number	0004972303
Deed Book / Page	4972 / 303
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2707 CEDARIDGE CIR, CLERMONT, FL 34711-7144
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 CEDARIDGE CIR, CLERMONT, FL 34711-7144

Mortgage

Document Number	0066901310
Date	Feb 27, 2026
Book Page	6690/1310
Instrument	2026024394

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2707 CEDARIDGE CIR, CLERMONT, FL 34711-7144
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 CEDARIDGE CIR, CLERMONT, FL 34711-7144

Mortgage

Document Number	0062642298
Date	Jan 3, 2024
Book Page	6264/2298
Instrument	2024000385

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2707 CEDARIDGE CIR, CLERMONT, FL 34711-7144
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 CEDARIDGE CIR, CLERMONT, FL 34711-7144

Mortgage

Document Number	0059940001
Date	Jul 19, 2022
Book Page	5994/1
Instrument	2022098075

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2707 CEDARIDGE CIR, CLERMONT, FL 34711-7144
Document Number	0053740388
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2707 CEDARIDGE CIR CLERMONT FL 347117144, CLERMONT, FL 34711-7144

Mortgage

Document Number	0053740388
Date	Nov 14, 2019
Book Page	005374/000388
Instrument	129247

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 14, 2017
Property Address	2707 CEDARIDGE CIR, CLERMONT, FL 34711-7144
Document Number	0049720303
Book / Page	004972 / 000303
Instrument Date	Jul 14, 2017
Instrument	75744
Transaction Type	Transfer
Record Updated	Aug 2, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2707 CEDARIDGE CIR CLERMONT FL 347117144, CLERMONT, FL 34711-7144

Mortgage

Document Number	49720306
Date	Jul 14, 2017
Book Page	004972/000306
Instrument	75747

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,310 Land $140,000 Building $139,310	$377,190 Land $140,000 Building $237,190
2024	$3,932.00 (+1.18%)
2023	$3,886.00 (-0.38%) Homeowner's exemption Additional exemption filed	$265,298 (+0.03%)	$265,298 (+0.03%) Land $60,000 Building $205,298
2022	$3,901.00 Homeowner's exemption Additional exemption filed	$265,206	$265,206 Land $60,000 Building $205,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2707 Cedaridge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2707 Cedaridge Cir is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Hotwire Communications, Verizon, Xfinity.

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