2707 Cardinal, Faribault, MN 55021 Property Records

Rice County property record for 2707 Cardinal, Faribault, MN 55021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,344 sqft · built 1970
Lot Size	0.545 acres (23,729 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Feb 2017)
Tax Bill	$3,510 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18.24.2.78.004`

Property Details

APN / Parcel Number

Primary APN	`18.24.2.78.004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	672 sqft
Unfinished Basement	672 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,729 sqft (0.545 acres)
Lot Dimensions	122 ft deep x 163 ft wide
Garage Type	Detached
Garage Area	832 sqft
Driveway	Asphalt Driveway
Parking Spaces	3 Parking Spaces
Deck Area	256 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2707 CARDINAL
City	FARIBAULT
State	MN
Zip	55021-7380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 1 OF MCSHANE ADD
Legal Subdivision	MCSHANE ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	RICE MN
Township / Civil Division	FARIBAULT
Census Block Group	1
Census Block	1002
Census Tract	70901

Owner

2707 Cardinal is owned and occupied by two individuals who bought it in February 2017.

Source: Rice County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2707 CARDINAL, FARIBAULT, MN 55021-7380
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage TRUSTONE FINANCIAL CU
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 13, 2017	Grant Deed, Transfer WINTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2017 · Amount on File
Deed Sale	Feb 13, 2017 · Amount on File
Prior Sale	Jan 27, 2017 · Amount on File
Deed Document Number	2017695148
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	2707 CARDINAL, FARIBAULT, MN 55021-7380
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A747271
Date	Dec 20, 2021
Instrument	A747271

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 17, 2041

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	2707 CARDINAL, FARIBAULT, MN 55021-7380
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A746515
Date	Dec 1, 2021
Instrument	A746515

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICE MN
Recording Date	Feb 13, 2017
Property Address	2707 CARDINAL, FARIBAULT, MN 55021-7380
Document Number	0000695148
Instrument Date	Jan 23, 2017
Instrument	695148
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$626.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2707 CARDINAL FARIBAULT MN 550217380, FARIBAULT, MN 55021-7380

Mortgage

Document Number	695149
Date	Feb 13, 2017
Instrument	695149

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2707 Cardinal was $3,510.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Faribault City
Unified School District	Faribault Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,510.00	$285,200 (+2.74%) Land $84,200 Building $201,000	$285,200 (+2.74%) Land $84,200 Building $201,000
2025		$277,600 (+8.99%) Land $78,600 Building $199,000	$277,600 (+8.99%) Land $78,600 Building $199,000
2024	$3,196.00 (+30.02%)	$254,700 (-) Land $70,200 Building $184,500	$254,700 (-) Land $70,200 Building $184,500
2023	$2,458.00	$254,700 Land $70,200 Building $184,500	$254,700 Land $70,200 Building $184,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2707 Cardinal in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2707 Cardinal has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Faribault serves 23,718 people · EPA ID MN1660002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	19 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Fidium Fiber.

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