2707 3rd St, Baker City, OR 97814 Property Records

Baker County property record for 2707 3rd St, Baker City, OR 97814

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1900
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$198,900 (Jun 2026)
Tax Bill	$1,610 (2026)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan
APN	`09S4017AD 4500`

Property Details

APN / Parcel Number

Primary APN	`09S4017AD 4500`
Alternative APNs	`001863` `1863`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,092 sqft Living Area
Gross Area	1,192 sqft
1st Floor Area	1,092 sqft
Basement Area	100 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2019
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft
Total Buildings	3 Buildings

Location & Zoning

Account Number	1863
Street Address	2707 3RD ST
City	BAKER CITY
State	OR
Zip	97814-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RHD
Legal Description	CLASS 3 SINGLE FAMILY DWELLING
Legal Subdivision	FATHER DEROES
Legal Lot Number	1
Jurisdiction	BAKER OR
Township / Civil Division	BAKER CITY
Census Block Group	1
Census Block	1164
Census Tract	950500

Owner

2707 3rd St is owned and occupied by two individuals who bought it in June 2026.

Source: Baker County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2707 3RD ST, BAKER CITY, OR 97814-2016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER OR
Recording Date	Jun 3, 2026
Property Address	2707 3RD ST, BAKER CITY, OR 97814-2016
Instrument Date	Jun 3, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2707 3RD ST, BAKER CITY, OR 97814-2016

Mortgage

Date	Jun 3, 2026

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 2707 3rd St was $1,610, down 0.2% from the year before.

Source: Baker County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Baker County
Municipality	Baker City
Unified School District	Baker School District 5J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,610.00 (-0.25%)	$93,720 (+3%) Land $30,130 Building $63,590	$178,140 (+1.96%) Land $54,220 Building $123,920
2025	$1,614.00	$90,991 Land $24,528 Building $66,463	$174,720 Land $56,170 Building $118,550
2023	$1,535.00 (+2.88%)	$85,768 (+3%) Land $21,614 Building $64,154	$198,620 (+15.41%) Land $49,460 Building $149,160
2022	$1,492.00	$83,270 Land $23,899 Building $59,371	$172,100 Land $43,370 Building $128,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2707 3rd St; there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2707 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER CITY serves 10,349 people · EPA ID OR4100073
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Rally Networks Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
The Greater Eastern Oregon Network Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20