2706 Woodside St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2706 Woodside St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1970
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$123,000 (Aug 2023)
Tax Bill	$485 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156K D 027.01`

Property Details

APN / Parcel Number

Primary APN	`156K D 027.01`
Alternative APN	`0000093056`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093056
Street Address	2706 WOODSIDE ST
City	CHATTANOOGA
State	TN
Zip	37407-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 129 MONTAGUES 2ND ADDN PB 12 PG 1
Legal Subdivision	MONTAGUES ADDN NO 2
Legal Lot Number	129
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4003
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2706 Woodside St is owned and occupied by two individuals who bought it in August 2023.

Source: Hamilton County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2706 WOODSIDE ST, CHATTANOOGA, TN 37407-1250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan CHATTANOOGA COMMUNITY HOUSING DEVELOPMEN
Aug 4, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Deed Document Number	2023115
Deed Book / Page	13364 / 713
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2706 WOODSIDE ST, CHATTANOOGA, TN 37407-1250
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 WOODSIDE ST, CHATTANOOGA, TN 37407-1250

Mortgage

Document Number	0000000165
Date	Feb 19, 2025
Book Page	13840/734
Instrument	2025021900165

Lender

Name	CHATTANOOGA COMMUNITY HOUSING DEVELOPMEN
Type	Government Agency
Address	CHATTANOOGA, TN 37402

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 4, 2023
Property Address	2706 WOODSIDE ST, CHATTANOOGA, TN 37407-1250
Document Number	0000000115
Book / Page	13364 / 713
Map Reference	MB 12 PG 1
Instrument Date	Aug 1, 2023
Instrument	2023080400115
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, CHATTANOOGA, TN 37404-4749

Mortgage

Document Number	0000000116
Date	Aug 4, 2023
Instrument	2023080400116

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2706 Woodside St was $485, up 43.5% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$485.00 (+43.49%)	$32,050 (+111.9%)	$128,200 (+111.9%) Land $30,000 Building $98,200
2024	$338.00	$15,125 (-)	$60,500 (-) Land $10,000 Building $50,500
2023	$338.00	$15,125 (-)	$60,500 (-) Land $10,000 Building $50,500
2022	$338.00	$15,125	$60,500 Land $10,000 Building $50,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2706 Woodside St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2706 Woodside St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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