2706 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2706 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,421 sqft · built 1979
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,300 (Oct 2024)
Tax Bill	$8,496 (2025)
Deeds & Mortgages	Oct 2024 Sale May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-32-0150-00060-0040`

Property Details

APN / Parcel Number

Primary APN	`19-12-32-0150-00060-0040`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	1,819 sqft
1st Floor Area	1,421 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Detached
Garage Area	460 sqft
Pool Area	600 sqft
Deck Area	412 sqft
Patio Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2706 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ATLANTA BEACH SUBD BLK 6 ELY 150 OF LOT 4 A/K/A PARCEL 64 OR 91 PG 532 OR 101 PG 148 OR 127 PG 596 OR 171 PG 657 OR 212/433 OR 2066/1094 OR 2093/745-CD OR 2400/273 (L/E 2686/886)
Legal Range	32E
Legal Township	12S
Legal Section	19
Legal Subdivision	ATLANTA BEACH SUB
Legal Block	6
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2016
Census Tract	60302

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2710 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4037
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Warranty Deed, Transfer SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO
May 11, 2022	Warranty Deed, Transfer · Seller Carry-Back KELLY L MILLER ETAL
Mar 17, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 20, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Prior Sale	Sep 25, 2024 · Amount on Record
Deed Document Number	202443959
Deed Book / Page	2909 / 216
Prior Transfer Date	Feb 26, 2022
Prior Transfer Doc	0026681986
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 21, 2024
Property Address	2706 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4037
Document Number	0029090216
Book / Page	2909 / 216
Map Reference	MB 3 PG 24&24A
Instrument Date	Oct 16, 2024
Instrument	2024043959
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO

Transaction

Amount	Amount Recorded
Tax	$3,411.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2704 S OCEAN SHORE BLVD, FLAGLER BEACH, FL 32136-4016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2710 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4037

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 11, 2022
Property Address	2706 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4037
Document Number	0026860886
Book / Page	2686 / 886
Map Reference	MB 3 PG 24
Instrument Date	May 5, 2022
Instrument	2022024570
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	LIGHTHOUSE TITLE/E FL INC, LIGHTHOUSE TTL OF EAST FL IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2706 S CENTRAL AVE, 2706, FLAGLER BEACH, FL 32136-4037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2710 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4037

Mortgage

Document Number	0002686891
Date	May 11, 2022
Instrument	2686/891

Lender

Name	KELLY L MILLER ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	24 Months
Due	May 11, 2024

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 17, 2022
Property Address	2706 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4037
Document Number	0026681986
Book / Page	2668 / 1986
Map Reference	MB 3 PG 24&24-A
Instrument Date	Feb 26, 2022
Instrument	2022014269
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4037

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 20, 2019
Property Address	2706 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4037
Document Number	0024000273
Book / Page	002400 / 000273
Instrument Date	Nov 19, 2019
Instrument	43397
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$3,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4332 GARIBALDI AVE JACKSONVILLE FL 322108516, JACKSONVILLE, FL 32210-8516

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,496.00 (-1.31%)	$434,944 (+2.85%) Land $157,000 Building $277,944	$434,944 (+2.85%) Land $157,000 Building $277,944
2024	$8,609.00 (+3.24%)
2023	$8,339.00 (+13.19%)	$422,896 (+2.19%) Land $157,000 Building $265,896	$422,896 (+2.19%) Land $157,000 Building $265,896
2022	$7,367.00 Homeowner's exemption	$413,823 Land $157,000 Building $256,823	$413,823 Land $157,000 Building $256,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 258 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	589 units insured incl. 331 condo units
Nearby Flood Claims	316 (1982–2024)
Claims Outside the SFHA	54 of 316
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 57 claims Hurricane Irma, Oct 2017 · 161 claims Hurricane Frances, Sep 2004 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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