2706 Ruth St, Selma, AL 36701 Property Records

Dallas County property record for 2706 Ruth St, Selma, AL 36701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,581 sqft · built 1955
Lot Size	0.519 acres (22,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$359 (2025)
Deeds & Mortgages	Apr 2007 Mortgage Apr 2007 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`361106231004030.000`

Property Details

APN / Parcel Number

Primary APN	`361106231004030.000`
Alternative APNs	`11062310040300000` `1106231004030000`

Interior

Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,581 sqft Adjusted Area
1st Floor Area	1,510 sqft
Utility Area	80 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Other
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,600 sqft (0.519 acres)
Lot Dimensions	226 ft deep x 100 ft wide
Porch	Slab
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	11062310040300000
Street Address	2706 RUTH ST
City	SELMA
State	AL
Zip	36701-6065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	LOT 21 PHIPPS S/DDB-1069 PG-946 DB 1369 PG 610 BASE YR HS C 2008 DB 1369 PG 610
Legal Range	10E
Legal Township	17N
Legal Section	23
Legal Subdivision	PHIPPS S/D
Legal Lot Number	21
Jurisdiction	DALLAS AL
Township / Civil Division	SELMA
Census Block Group	2
Census Block	2020
Census Tract	956300

Owner

2706 Ruth St is owned by two individuals who acquired it in April 2007.

Source: Dallas County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 CRESTWOOD DR, SELMA, AL 36701-6045
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2007	Deed of Trust, Mortgage NEW SOUTH FEDERAL SAVINGS BANK
Apr 5, 2007	Warranty Deed, Transfer · FHA Mortgage NEW SOUTH FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2007
Deed Sale	Apr 5, 2007
Deed Book / Page	1369 / 610
Record Updated	Oct 29, 2026

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS AL
Property Address	2706 RUTH ST, SELMA, AL 36701-6065
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001369/621
Date	Apr 5, 2007
Book Page	1369/621

Lender

Name	NEW SOUTH FEDERAL SAVINGS BANK
Address	BIRMINGHAM, AL 35210

Agreement

Amount	Amount on Record
Term	241 Months
Due	May 1, 2027

April 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS AL
Recording Date	Apr 5, 2007
Property Address	2706 RUTH ST, SELMA, AL 36701-6065
Document Number	001369/610
Book / Page	1369 / 610
Instrument Date	Mar 20, 2007
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 RUTH ST, SELMA, AL 36701-6065
Investor	Possibly a Property Investor

Mortgage

Document Number	001369/612
Date	Apr 5, 2007
Book Page	1369/612

Lender

Name	NEW SOUTH FEDERAL SAVINGS BANK
Address	BIRMINGHAM, AL 35210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2706 Ruth St was $359.

Source: Dallas County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Dallas County
Municipality	Selma City
Unified School District	Selma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$359.00 Additional exemption filed	$7,140	$71,300 Land $10,000 Building $61,300
2023	$359.00 Additional exemption filed	$7,140	$71,300 Land $10,000 Building $61,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2706 Ruth St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2706 Ruth St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SELMA, THE WW AND SB OF THE serves 21,834 people · EPA ID AL0000490
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruth St

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