2706 Rocks Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 2706 Rocks Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,870 sqft · built 2018
Lot Size	2.09 acres (91,040 sqft)
Owner	2 Individual Names on File
Last Sale	$67,900 (Jun 2017)
Tax Bill	$6,732 (2026)
Deeds & Mortgages	Jan 2018 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-390594`

Property Details

APN / Parcel Number

Primary APN	`03-390594`
Alternative APN	`390594`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,870 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	91,040 sqft (2.09 acres)
Garage Type	Mixed
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces
Deck Area	594 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	390594
Street Address	2706 ROCKS RD
City	FOREST HILL
State	MD
Zip	21050-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 2 2.09 AC 2706 ROCKS ROAD LD MOFFITT PT 134/37
Legal Subdivision	FOREST HILL
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1003
Census Tract	303201

Owner

2706 Rocks Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2706 ROCKS RD, FOREST HILL, MD 21050-1504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
May 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL CU/MD
Jun 9, 2017	Deed, Transfer · ARM HAMILTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Prior Sale	Jun 23, 2008
Deed Document Number	201712378-0145
Deed Book / Page	12378 / 145
Prior Transfer Date	Dec 28, 2012
Prior Transfer Doc	0101470519
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2706 ROCKS RD, FOREST HILL, MD 21050-1504
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FRONT DOOR TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126610237
Date	Jan 3, 2018
Book Page	12661/0237
Instrument	12661-0237

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2706 ROCKS RD, FOREST HILL, MD 21050-1504
Document Number	0139310445
Instrument Date	May 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2706 ROCKS RD FOREST HILL MD 210501504, FOREST HILL, MD 21050-1504

Mortgage

Document Number	0139310445
Date	Jun 22, 2020
Book Page	013931/000445

Lender

Name	CENTRAL CU/MD
Type	Credit Union
Address	BALTIMORE, MD 21286

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 9, 2017
Property Address	2706 ROCKS RD, FOREST HILL, MD 21050-1504
Document Number	0123780145
Book / Page	12378 / 0145
Map Reference	MB134 FO37
Instrument Date	May 26, 2017
Instrument	12378-0145
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FRONT DOOR TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,018.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 ROCKS RD, FOREST HILL, MD 21050-1504

Mortgage

Document Number	0123780149
Date	Jun 9, 2017
Instrument	12378-0149

Lender

Name	HAMILTON BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	372 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Annually
Max Rate At Change	10.6%
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2026 property tax bill for 2706 Rocks Rd was $6,732 with a homeowner's exemption, up 6.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,732.00 (+6.89%) Homeowner's exemption	$612,200 (+2.63%)	$643,600 (+7.9%) Land $135,400 Building $508,200
2025	$6,298.00 Homeowner's exemption	$596,500 Land $135,400 Building $461,100	$596,500 Land $135,400 Building $461,100
2023		$548,233 (+4.6%)	$596,500 (+13.81%) Land $135,400 Building $461,100
2022	$5,772.00 (-3.49%) Homeowner's exemption	$524,100 Land $135,400 Building $388,700	$524,100 Land $135,400 Building $388,700
2021	$5,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2706 Rocks Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2706 Rocks Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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