McLean County property record for 2706 Ridge Rd, Bloomington, IL 61704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,810 sqft · built 1982 |
| Lot Size | 0.312 acres (13,575 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,353 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-02-479-028 |
| Primary APN | 21-02-479-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,810 sqft Living Area |
| Gross Area | 5,160 sqft |
| 1st Floor Area | 2,220 sqft |
| Basement Area | 2,220 sqft |
| Finished Basement | 1,590 sqft |
| Unfinished Basement | 630 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 13,575 sqft (0.312 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2706 RIDGE RD |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61704-4562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | WILLIAMSBURG ESTATES 4TH ADD LOT 94 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 02 |
| Legal Subdivision | WILLIAMSBURG ESTATES |
| Legal Lot Number | 94 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 1103 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2706 RIDGE RD, BLOOMINGTON, IL 61704-4562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2706 RIDGE RD, BLOOMINGTON, IL 61704-4562 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202200010384 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022-00010384 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Margin | 4 |
| Max Rate | 18% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $110,707 (+18.24%) Land $18,479 Building $92,228 | $332,121 (+18.24%) Land $55,437 Building $276,684 | |
| 2024 | $7,353.00 (+6.47%) | ||
| 2023 | $6,906.00 | $93,629 Land $15,628 Building $78,001 | $280,887 Land $46,884 Building $234,003 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Pavlov Media, T-Mobile, Watch TV.
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