Flathead County property record for 2706 Plaza Rd, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,013 sqft · built 1965 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,218,800 (Oct 2018) |
| Tax Bill | $23,467 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0776002 |
| Primary APN | R0776002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,013 sqft Living Area |
| 1st Floor Area | 1,751 sqft |
| 2nd Floor Area | 1,262 sqft |
| Basement Area | 1,916 sqft |
| Finished Basement | 1,916 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,892 sqft (0.273 acres) |
| Lot Dimensions | 119 ft deep x 100 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,208 sqft |
| Deck Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000608350 |
|---|---|
| Street Address | 2706 PLAZA RD |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | REST HAVEN, S10, T31 N, R22 W, LOT 003, CS 14100 RT |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 10 |
| Legal Subdivision | REST HAVEN |
| Legal Lot Number | 3 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 302 |
2706 Plaza Rd is held in a trust since October 2018.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 145 LAUREL ST, 10, SAN FRANCISCO, CA 94118-2038 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Oct 22, 2018 | Warranty Deed, Transfer · ARM FIRST REPUBLIC BANK |
| Oct 16, 2017 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2018 · Amount on File |
| Deed Sale | Oct 22, 2018 · Amount on File |
| Deed Document Number | 201826000 |
| Prior Transfer Date | Oct 16, 2014 |
| Prior Transfer Doc | 0000021054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 2706 PLAZA RD, WHITEFISH, MT 59937-8016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000036197 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 202000036197 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Oct 22, 2018 |
| Property Address | 2706 PLAZA RD, WHITEFISH, MT 59937-8016 |
| Document Number | 201800026000 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 201800026000 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO O |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 540 PARROTT DR, SAN MATEO, CA 94402-2234 |
| Document Number | 201800026001 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 201800026001 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.65% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.65% |
| Index | 1-Month LIBOR |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 2706 PLAZA RD, WHITEFISH, MT 59937-8016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700025910 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 201700025910 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2706 Plaza Rd was $23,467.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,467.00 | $3,718,000 | |
| 2025 | $3,718,000 Land $2,260,000 Building $1,458,000 | ||
| 2023 | $16,300.00 | $2,642,000 | $2,642,000 Land $1,830,000 Building $812,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2706 Plaza Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2706 Plaza Rd is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 58% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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