2706 Palencia St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2706 Palencia St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,640 sqft · built 1976
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Tax Bill$5,894 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN148580-0290

Property Details

APN / Parcel Number

Primary APN148580-0290

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,640 sqft Living Area
1st Floor Area768 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions125 ft deep x 50 ft wide
Deck Area48 sqft
Patio Area398 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2706 PALENCIA ST
CitySAINT AUGUSTINE
StateFL
Zip32084-2928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description4/48 VILANO BEACH UNIT A LOT 29 BLK 10 OR3025/141
Legal Range30E
Legal Township07S
Legal Section09
Legal SubdivisionVILANO BEACH UNIT A
Legal Block10
Legal Lot Number29
Legal UnitA
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1001
Census Tract20603

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4530 SAINT JOHNS AVE, 15, JACKSONVILLE, FL 32210-1852
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 28, 2007
Transfer Doc0030250141
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2706 PALENCIA ST, SAINT AUGUSTINE, FL 32084-2928
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052800067
DateJun 2, 2021
Book Page5280/67
Instrument2021061496
Lender
NameCOGENT BANK
TypeBank
AddressORANGE CITY, FL 32763
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$382,115 (-20.9%)$506,405 (+4.83%) Land $225,000 Building $281,405
2025$5,894.00 (+21.2%)$483,093 (+9.95%)$483,093 (+9.95%) Land $225,000 Building $258,093
2024$4,863.00 (+2.42%)
2023$4,748.00 (+16.54%)$439,384 (+26.42%)$439,384 (+26.42%) Land $200,000 Building $239,384
2022$4,074.00$347,568$347,568 Land $168,000 Building $179,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 212 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies264 units insured
incl. 52 condo units
Nearby Flood Claims54 (1995–2025)
Claims Outside the SFHA1 of 54
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Nicole, Nov 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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