Contra Costa County property record for 2706 Kay Ave, Concord, CA 94520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,089 sqft · built 1950 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $221,000 (Jul 2012) |
| Tax Bill | $4,016 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 112-034-002-9 |
| Primary APN | 112-034-002-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,089 sqft Living Area |
| 1st Floor Area | 1,089 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 6,300 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 2706 KAY AVE |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94520-4730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | CONCORD ESTATES #1 LOT 15 |
| Legal Subdivision | CONCORD ESTATES #1 |
| Legal Lot Number | 15 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 327001 |
Source: Contra Costa County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2706 KAY AVE, CONCORD, CA 94520-4730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Dec 14, 2018 | Quit Claim Deed, Transfer OTHER |
| May 4, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2012 · Amount on Record |
| Deed Sale | Jul 19, 2012 · Amount on Record |
| Prior Sale | Mar 12, 2012 · Amount on Record |
| Deed Document Number | 2012171265 |
| Prior Transfer Date | Apr 4, 2005 |
| Prior Transfer Doc | 0000139981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 29, 2026 |
| Property Address | 2706 KAY AVE, CONCORD, CA 94520-4730 |
| Document Number | 0000079572 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202679572 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2706 KAY AVE, CONCORD, CA 94520-4730 |
| Document Number | 0000079572, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202679572 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2706 KAY AVE, CONCORD, CA 94520-4730 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TTL SANTA ANA |
| Name | Verified Name |
|---|
| Document Number | 0000304116 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020-304116 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 14, 2018 |
| Property Address | 2706 KAY AVE, CONCORD, CA 94520-4730 |
| Document Number | 0000200955 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 200955 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2706 KAY AVE CONCORD CA 945204730, CONCORD, CA 94520-4730 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 4, 2018 |
| Property Address | 2706 KAY AVE, CONCORD, CA 94520-4730 |
| Document Number | 0000070411 |
| Map Reference | MB 40 PG 19 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 2018-070411 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2706 KAY AVE, CONCORD, CA 94520-4730 |
| Document Number | 0000070412 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 2018-070412 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $277,575 (+2%) Land $231,109 Building $46,466 | |
| 2025 | $4,016.00 (+5.32%) | $272,133 (+4.04%) Land $226,578 Building $45,555 |
| 2023 | $3,813.00 (+1.82%) | $261,568 Land $217,781 Building $43,787 |
| 2022 | $3,745.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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