2706 Fallsmont Dr, Fallston, MD 21047 Property Records

Harford County property record for 2706 Fallsmont Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1969
Lot Size	0.628 acres (27,360 sqft)
Owner	Individual Name on File
Tax Bill	$3,650 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-071049`

Property Details

APN / Parcel Number

Primary APN	`03-071049`
Alternative APNs	`3071049` `071049`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft
Utility Area	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	27,360 sqft (0.628 acres)
Lot Dimensions	228 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	216 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	071049
Street Address	2706 FALLSMONT DR
City	FALLSTON
State	MD
Zip	21047-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 10 121/120X228 2706 FALLSMONT DRIVE FALLSMONT S1 PT 15/36
Legal Subdivision	FALLSMONT
Legal Lot Number	10,2706
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3006
Census Tract	303300

Owner

2706 Fallsmont Dr is owned and occupied by an individual.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2706 FALLSMONT DR, FALLSTON, MD 21047-2249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2706 FALLSMONT DR, FALLSTON, MD 21047-2249
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 FALLSMONT DR, FALLSTON, MD 21047-2249

Mortgage

Document Number	0156120499
Date	Aug 1, 2022
Book Page	15612/499

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2706 Fallsmont Dr was $3,650, up 5.3% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,650.00 (+5.28%)	$329,467 (+1.81%)	$341,200 (+5.44%) Land $119,200 Building $222,000
2025	$3,467.00	$323,600 Land $119,200 Building $204,400	$323,600 Land $119,200 Building $204,400
2023		$301,600	$323,600 Land $119,200 Building $204,400
2022	$3,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2706 Fallsmont Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2706 Fallsmont Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20