2706 Essington St, Bloomington, IL 61705 Property Records

McLean County property record for 2706 Essington St, Bloomington, IL 61705 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,144 sqft · built 1996
Lot Size	0.157 acres (6,855 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,660 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-18-377-017`

Property Details

APN / Parcel Number

Primary APN	`21-18-377-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,144 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	1,144 sqft
Basement Area	1,040 sqft
Finished Basement	1,000 sqft
Unfinished Basement	40 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,855 sqft (0.157 acres)
Lot Dimensions	110 ft deep x 63 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2706 ESSINGTON ST
City	BLOOMINGTON
State	IL
Zip	61705-6531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 148 PEPPER RIDGE SUB 2ND ADD
Legal Range	02E
Legal Township	23N
Legal Section	18
Legal Subdivision	PEPPER RIDGE SUB
Legal Lot Number	148
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1042
Census Tract	1402

Owner

Source: McLean County records · APN 21-18-377-017

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2706 ESSINGTON ST, BLOOMINGTON, IL 61705-6531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 02, 2022	Deed of Trust, Mortgage · ARM CIBM BANK
Sep 26, 2017	Deed of Trust, Mortgage · Commercial Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2706 ESSINGTON ST, BLOOMINGTON, IL 61705-6531
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 ESSINGTON ST, BLOOMINGTON, IL 61705-6531

Mortgage

Document Number	202200015808
Date	Sep 02, 2022
Instrument	2022-00015808

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2029
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2706 ESSINGTON ST, BLOOMINGTON, IL 61705-6531
Transaction Type	Mortgage
Record Updated	Oct 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00017418
Date	Sep 26, 2017
Instrument	2017-00017418

Lender

Name	CIBM BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Aug 18, 2022

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,587 (+27.61%) Land $14,949 Building $54,638	$208,761 (+27.61%) Land $44,847 Building $163,914
2024	$4,660.00 (+13.35%)
2023	$4,111.00	$54,531 Land $11,715 Building $42,816	$163,593 Land $35,145 Building $128,448

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130014021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 222 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
AMG Technology Investment Group	Fixed Wireless	800 / 400
Verizon	Fixed Wireless	300 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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