2706 Edwards Ave, Spring Lake, NC 28390 Property Records

Cumberland County property record for 2706 Edwards Ave, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1964
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Feb 2023)
Tax Bill	$1,253 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0512-39-4966`

Property Details

APN / Parcel Number

Primary APN	`0512-39-4966`
Alternative APN	`0512.06394966`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,184 sqft Heated Area
1st Floor Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	133 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	2706 EDWARDS AVE
City	SPRING LAKE
State	NC
Zip	28390-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	OVERHILLS PARK LO:122 SE:02 PL:0028-0075
Legal Subdivision	OVERHILLS PARK
Legal Block	39
Legal Lot Number	122
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2009
Census Tract	3602

Owner

2706 Edwards Ave is owned and occupied by two individuals who bought it in February 2023.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2706 EDWARDS AVE, SPRING LAKE, NC 28390-1724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023 · Amount on File
Deed Sale	Feb 17, 2023 · Amount on File
Deed Document Number	20234861
Deed Book / Page	11674 / 122
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Feb 17, 2023
Property Address	2706 EDWARDS AVE, SPRING LAKE, NC 28390-1724
Document Number	0116740122
Book / Page	11674 / 122
Map Reference	MB 28 PG 75
Instrument Date	Feb 17, 2023
Instrument	4861
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2718 EDWARDS AVE, SPRING LAKE, NC 28390-1724

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000004862
Date	Feb 17, 2023
Instrument	4862

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Mar 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.75%
Max Rate At Change	12%
Index	5-Year TN
Max Rate	12%

Tax Assessment & Valuation

The 2026 property tax bill for 2706 Edwards Ave was $1,253.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,253.00
2025	$1,253.00 (+52.62%)	$113,792 (+40.92%) Land $18,000 Building $95,792	$113,792 (+40.92%) Land $18,000 Building $95,792
2024	$821.00 (+2.24%)	$80,748 (-0.13%) Land $8,000 Building $72,748	$80,748 (-0.13%) Land $8,000 Building $72,748
2023	$803.00 (+4.83%)	$80,855 Land $8,000 Building $72,855	$80,855 Land $8,000 Building $72,855
2022	$766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2706 Edwards Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2706 Edwards Ave is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20