Cumberland County property record for 2706 Daly Ave, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 950 sqft · built 1963 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Sep 2019) |
| Tax Bill | $1,031 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0512-39-6607 |
| Primary APN | 0512-39-6607 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 950 sqft Heated Area |
| 1st Floor Area | 950 sqft |
| Utility Area | 55 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 132 ft deep x 85.8 ft wide |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 2706 DALY AVE |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | MANCHESTER PARK LO:154 SE:01 PL:0026-0076 |
| Legal Subdivision | OVERHILLS PARK |
| Legal Block | 39 |
| Legal Lot Number | 154 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 3602 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2706 DALY AVE, SPRING LAKE, NC 28390-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK |
| Sep 20, 2019 | Warranty Deed, Transfer · VA Mortgage CHAOS HM LNS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2019 · Amount on Record |
| Deed Sale | Sep 20, 2019 · Amount on Record |
| Prior Sale | Jan 9, 2006 · Amount on Record |
| Deed Document Number | 201930029 |
| Deed Book / Page | 10591 / 379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Apr 10, 2026 |
| Property Address | 2706 DALY AVE, SPRING LAKE, NC 28390-1722 |
| Document Number | 0000011580 |
| Book / Page | 12494 / 602 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202611580 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2706 DALY AVE, SPRING LAKE, NC 28390-1722 |
| Document Number | 0000011580, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 12494/602 |
| Instrument | 202611580 |
| Name | UNITED TRUST BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Sep 20, 2019 |
| Property Address | 2706 DALY AVE, SPRING LAKE, NC 28390-1722 |
| Document Number | 0105910379 |
| Book / Page | 010591 / 000379 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 30029 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2706 DALY AVE SPRING LAKE NC 283901722, SPRING LAKE, NC 28390-1722 |
| Document Number | 105910381 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 010591/000381 |
| Instrument | 30030 |
| Name | CHAOS HM LNS LLC |
|---|---|
| Address | LAS VEGAS, NV 89101 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,031.00 | ||
| 2025 | $1,031.00 (+46.24%) | $85,798 (+36.58%) Land $18,000 Building $67,798 | $85,798 (+36.58%) Land $18,000 Building $67,798 |
| 2024 | $705.00 (+5.54%) | $62,817 (-) Land $8,000 Building $54,817 | $62,817 (-) Land $8,000 Building $54,817 |
| 2023 | $668.00 (+5.86%) | $62,817 Land $8,000 Building $54,817 | $62,817 Land $8,000 Building $54,817 |
| 2022 | $631.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures