2706 Byfield Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 2706 Byfield Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,152 sqft · built 2021
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (May 2020)
Tax Bill	$2,755 (2023)
Deeds & Mortgages	May 2021 Construction Loan May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`5559 76 7638`

Property Details

APN / Parcel Number

Primary APN	`5559 76 7638`
Alternative APNs	`09001 0002.450000` `137962`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,152 sqft Living Area
Gross Area	3,346 sqft
1st Floor Area	2,152 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	200 ft deep x 154 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	1,116 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	137962
Street Address	2706 BYFIELD DR
City	CONCORD
State	NC
Zip	28025-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LT 39 COLD SPRINGS
Legal Subdivision	COLD SPRINGS
Legal Lot Number	39
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2008
Census Tract	41602

Owner

2706 Byfield Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2706 BYFIELD DR, CONCORD, NC 28025-8207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Construction Mortgage DOLLAR BANK FSB
May 21, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on File
Deed Sale	May 21, 2020 · Amount on File
Deed Book / Page	14195 / 176
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2706 BYFIELD DR, CONCORD, NC 28025-8207
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	CROWN TITLE COMPANY, CROWN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15145271
Date	May 4, 2021
Book Page	15145/271

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	May 21, 2020
Property Address	2706 BYFIELD DR, CONCORD, NC 28025-8207
Document Number	14195176
Book / Page	014195 / 000176
Instrument Date	May 20, 2020
Instrument	15293
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1029 HARDIN DR SHELBY NC 281503571, SHELBY, NC 28150-3571

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,600 Land $91,000 Building $406,600
2024			$497,600 (+54.97%) Land $91,000 Building $406,600
2023	$2,755.00	$321,090 Land $42,000 Building $279,090	$321,090 Land $42,000 Building $279,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2706 Byfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2706 Byfield Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIELDSTONE/COLD SPRINGS DEV private · serves 424 people · EPA ID NC0113232
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Byfield Dr

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