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2706 Annette St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2706 Annette St, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,664 sqft · built 1993
Lot Size0.201 acres (8,756 sqft)
OwnerIndividual Name on Record
Tax Bill$2,207 (2025)
Deeds & MortgagesJan 2018 Reverse Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN19-12-32-0150-00060-0032

Property Details

APN / Parcel Number

Primary APN19-12-32-0150-00060-0032

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,664 sqft Living Area
Gross Area2,662 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1997
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,756 sqft (0.201 acres)
DrivewayConcrete Driveway
Driveway Area368 sqft
Pool Area288 sqft
Deck Area698 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2706 ANNETTE ST
CityFLAGLER BEACH
StateFL
Zip32136-6113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionATLANTA BEACH SUBD BLOCK 6 WLY 175 FT OF ELY 325 OF LOT 3 PARCEL #58 OR 453 PG 1178
Legal Range32E
Legal Township12S
Legal Section19
Legal SubdivisionATLANTA BEACH SUB
Legal Block6
Legal Lot Number32
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2016
Census Tract60302

Owner

Source: Flagler County records, as of May 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2706 ANNETTE ST, FLAGLER BEACH, FL 32136-6113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2018Deed of Trust, Mortgage · Reverse Mortgage
PLAZA HOME MORTGAGE INC
Jan 4, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address2706 ANNETTE ST, FLAGLER BEACH, FL 32136-6113
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022521091
DateJan 11, 2018
Book Page2252/1091
Instrument2018001225
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term815 Months
DueDec 6, 2085
Interest
Rate TypeAdjustable Rate
Rate4.73%
Type Change DateFeb 1, 2019
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Margin2
Max Rate5%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address2706 ANNETTE ST, FLAGLER BEACH, FL 32136-6113
Document Number0022521104
Book / Page002252 / 001104
Instrument DateJan 4, 2018
Transaction TypeMortgage
Record UpdatedJan 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2706 ANNETTE ST FLAGLER BEACH FL 321366113, FLAGLER BEACH, FL 32136-6113

Mortgage

Document Number0022521104
DateJan 11, 2018
Book Page002252/001104
Instrument1226
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term804 Months
DueJan 10, 2085
Interest
Rate TypeAdjustable Rate
Rate4.73%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,207.00 (+3.32%) Homeowner's exemption$156,675 (+5.99%)$414,088 (+3.54%) Land $124,000 Building $290,088
2024$2,136.00 (+3.49%)
2023$2,064.00 (+3.41%) Homeowner's exemption$147,824 (+3%)$399,940 (+0.9%) Land $124,000 Building $275,940
2022$1,996.00 Homeowner's exemption$143,518$396,361 Land $134,500 Building $261,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 258 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies589 units insured
incl. 331 condo units
Nearby Flood Claims316 (1982–2024)
Claims Outside the SFHA54 of 316
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 57 claims
  • Hurricane Irma, Oct 2017 · 161 claims
  • Hurricane Frances, Sep 2004 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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