2706 Ann Dr, Clarksville, TN 37040 Property Records

Montgomery County property record for 2706 Ann Dr, Clarksville, TN 37040

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,143 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$78,148 (May 2025)
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32P C 49.00`

Property Details

APN / Parcel Number

Primary APN	`32P C 49.00`
Alternative APNs	`032P C 04900 000` `20211`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,143 sqft Living Area
Gross Area	1,158 sqft
1st Floor Area	1,131 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Patio Area	176 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2706 ANN DR
City	CLARKSVILLE
State	TN
Zip	37040-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SUBDIVISION: BELLE COURT BLOCK: 2 LOT: 44 PLAT BOOK: 13 PLAT PAGE: 185 ADD CHNG T-11; SUBSTITUTE DEED V1438-200 T-13
Legal Subdivision	BELLE COURT
Legal Block	2
Legal Lot Number	44
Jurisdiction	MONTGOMERY TN
Township / Civil Division	17
Census Block Group	3
Census Block	3005
Census Tract	102008

Owner

2706 Ann Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Montgomery County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2706 ANN DR, CLARKSVILLE, TN 37040-5905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
May 21, 2025	Warranty Deed, Transfer · Conventional Mortgage FORTERA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025 · Amount on File
Deed Sale	May 21, 2025 · Amount on File
Prior Sale	Nov 2, 2012 · Amount on File
Deed Document Number	20251501218
Deed Book / Page	2440 / 177
Prior Transfer Date	Oct 27, 2014
Prior Transfer Doc	0001027194
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Recording Date	Jul 6, 2026
Property Address	2706 ANN DR, CLARKSVILLE, TN 37040-5905
Document Number	0001550117
Book / Page	2497 / 4488
Instrument Date	Jun 30, 2026
Instrument	20261550117
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 ANN DR, CLARKSVILLE, TN 37040-5905

Mortgage

Document Number	0001550117,
Date	Jul 6, 2026
Book Page	2497/4488
Instrument	20261550117

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	May 21, 2025
Property Address	2706 ANN DR, CLARKSVILLE, TN 37040-5905
Document Number	002440/177
Book / Page	2440 / 177
Map Reference	MB 13 PG 318 PL 318
Instrument Date	May 20, 2025
Instrument	1501218
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	FREEDOM TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 ANN DR, CLARKSVILLE, TN 37040-5905

Mortgage

Document Number	0001501219
Date	May 21, 2025
Instrument	1501219

Lender

Name	FORTERA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2706 Ann Dr was $1,409, up 1.3% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,409.00 (+1.29%)	$48,075 (+3.05%)	$192,300 (+3.05%) Land $39,000 Building $153,300
2024	$1,391.00 (+19.6%)	$46,650 (+69.17%)	$186,600 Land $39,000 Building $147,600
2023	$1,163.00	$27,575 (-)
2022	$1,163.00	$27,575	$110,300 Land $22,300 Building $88,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2706 Ann Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2706 Ann Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CDE Lightband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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