2706 12th St, Sandusky, OH 44870 Property Records

Erie County property record for 2706 12th St, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,364 sqft · built 1989
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Jun 2025)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`57-05495-000`

Property Details

APN / Parcel Number

Primary APN	`57-05495-000`
Alternative APN	`005253-2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,364 sqft Living Area
1st Floor Area	770 sqft
Upper Floors Area	594 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	180 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Deck Area	Deck Area
Patio Area	144 sqft
Shed	1 Shed
Shed Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005253-2
Street Address	2706 12TH ST
City	SANDUSKY
State	OH
Zip	44870-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	450-452-454-456-457 C STREET S 1/2
Legal Subdivision	C STREET
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	3
Census Block	3001
Census Tract	41300

Owner

2706 12th St is owned by an individual who bought it in June 2025.

Source: Erie County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1725
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	May 18, 1995 · Amount on File
Deed Document Number	20254935
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	2706 12TH ST, SANDUSKY, OH 44870-5001
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 12TH ST, SANDUSKY, OH 44870-5001

Mortgage

Document Number	0000009508
Date	Dec 1, 2025
Instrument	202509508

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2045

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	2706 12TH ST, SANDUSKY, OH 44870-5001
Document Number	0000010008
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2796 12TH ST SANDUSKY OH 44870, SANDUSKY, OH 44870

Mortgage

Document Number	0000010008
Date	Dec 3, 2019
Instrument	10008

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2706 12th St was $1,973.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00	$50,599 Land $6,744 Building $43,855
2024			$144,570 Land $19,270 Building $125,300
2023	$1,750.00 (+0.75%) Homeowner's exemption	$35,112 (-) Land $5,187 Building $29,925
2022	$1,737.00 Homeowner's exemption	$35,112 Land $5,187 Building $29,925
2021			$100,320 Land $14,820 Building $85,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2706 12th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2706 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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