27055 Smithtown Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 27055 Smithtown Rd, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,300 sqft · built 1881
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$685,000 (Mar 2026)
Tax Bill	$7,538 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-117-23-32-0003`

Property Details

APN / Parcel Number

Primary APN	`32-117-23-32-0003`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	1,331 sqft
2nd Floor Area	969 sqft
Basement Area	731 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	190 ft deep x 165 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	704 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	513 sqft
Deck Area	158 sqft
Patio Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating Fuel	Electric

Location & Zoning

Street Address	27055 SMITHTOWN RD
City	EXCELSIOR
State	MN
Zip	55331-7908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 A AUDITORS SUBD. NO. 247 THAT PART OF LOT 8 AUD SUBD NO 247 AND OF LOT 17 BLK 2 AFTO N MEADOWS DESC AS BEG AT MOST WLY COR OF LOT 2 OF SAID BLK 2 TH NWLY TO A PT ON NWLY T N 165X190X115X140
Legal Range	23
Legal Township	117
Legal Section	32
Legal Quarter	32
Legal Subdivision	AUDITORS SUBD. NO. 247
Legal Block	2
Legal Lot Number	8
Jurisdiction	HENNEPIN MN
Township / Civil Division	SHOREWOOD
Census Block Group	4
Census Block	4007
Census Tract	27503

Owner

27055 Smithtown Rd is owned and occupied by an individual who bought it in March 2026.

Source: Hennepin County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	27055 SMITHTOWN RD, EXCELSIOR, MN 55331-7908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit LAKEVIEW BANK
Mar 2, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	May 10, 2004 · Amount on File
Deed Document Number	20266187907
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	27055 SMITHTOWN RD, SHOREWOOD, MN 55331-7908
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27055 SMITHTOWN RD, SHOREWOOD, MN 55331-7908

Mortgage

Document Number	00T6164194
Date	Oct 15, 2025
Instrument	T6164194

Lender

Name	LAKEVIEW BANK
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 2, 2026
Property Address	27055 SMITHTOWN RD, SHOREWOOD, MN 55331-7908
Document Number	00T6187907
Instrument Date	Feb 24, 2026
Instrument	T6187907
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,260.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27055 SMITHTOWN RD, EXCELSIOR, MN 55331-7908

Mortgage

Document Number	00T6187908
Date	Mar 2, 2026
Instrument	T6187908

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	27055 SMITHTOWN RD, SHOREWOOD, MN 55331-7908
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05793996
Date	Jan 22, 2021
Instrument	T05793996

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	JAMESTOWN, ND 58401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 27055 Smithtown Rd was $7,538, up 6.3% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Shorewood City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,538.00 (+6.26%)	$609,900 (+3.3%) Land $221,000 Building $388,900	$609,900 (+3.3%) Land $221,000 Building $388,900
2024	$7,094.00 (+11.05%)	$590,400 Land $204,000 Building $386,400	$590,400 Land $204,000 Building $386,400
2023	$6,388.00 Homeowner's exemption
2022		$553,000 Land $159,000 Building $394,000	$553,000 Land $159,000 Building $394,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27055 Smithtown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27055 Smithtown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shorewood serves 3,890 people · EPA ID MN1270051
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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