2705 Zaragoza St, Laredo, TX 78040 Property Records

Webb County property record for 2705 Zaragoza St, Laredo, TX 78040

Property Summary

Property Type	Single Family Home
Details	1,521 sqft · built 2021
Lot Size	0.155 acres (6,751 sqft)
Owner	Individual Name on Record
Tax Bill	$891 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`214-00651-060`

Property Details

APN / Parcel Number

Primary APN	`214-00651-060`
Alternative APN	`787215`

Interior

Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,521 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,751 sqft (0.155 acres)
Lot Dimensions	97 ft deep x 69 ft wide
Porch	Open Porch
Porch Area	141 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2705 ZARAGOZA ST
City	LAREDO
State	TX
Zip	78040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 651 WD
Legal Subdivision	WESTERN -- BLOCKS 651 - 700
Legal Block	651
Legal Lot Number	6
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2011
Census Tract	1900

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2705 ZARAGOZA ST, LAREDO, TX 78040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage VANTAGE BANK TEXAS
Feb 3, 2021	Intrafamily Transfer, Transfer LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2705 ZARAGOZA ST, LAREDO, TX 78040-7852
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005246/822
Date	Apr 4, 2022
Book Page	5246/822
Instrument	1463565

Lender

Name	VANTAGE BANK TEXAS
Type	Bank
Address	MCALLEN, TX 78501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Feb 3, 2021
Property Address	2705 ZARAGOZA ST, LAREDO, TX 78040-7852
Document Number	004950/745
Book / Page	4950 / 745
Instrument Date	Feb 3, 2021
Instrument	1417831
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 ZARAGOZA ST, LAREDO, TX 78040-7852

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,331 (+8.08%) Land $61,907 Building $128,424	$190,331 (+8.08%) Land $61,907 Building $128,424
2025	$891.00 (-13.33%) Homeowner's exemption	$176,107 (-2.89%) Land $61,907 Building $114,200	$176,107 (-2.89%) Land $61,907 Building $114,200
2024	$1,028.00 (+259.44%)
2023		$181,355 Land $42,261 Building $139,094	$181,355 Land $42,261 Building $139,094
2022	$286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1981–2017)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2017 · river or lake flooding
Claims by Event	Hurricane Alex, Jul 2010 · 4 claims Tropical Storm Charley, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

Nearby Properties on Zaragoza St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures