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2705 Washington St, Commerce, TX 75428 Property Records

Hunt County property record for 2705 Washington St, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details1,872 sqft · built 1968
Lot Size0.389 acres (16,949 sqft)
OwnerIndividual Name on File
Tax Bill$5,929 (2024)
Deeds & MortgagesMar 2021 Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN2591-0000-0020-31

Property Details

APN / Parcel Number

Primary APN2591-0000-0020-31
Alternative APN
  • R42639

Interior

Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,872 sqft Living Area
Gross Area2,366 sqft
1st Floor Area1,872 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,949 sqft (0.389 acres)
Lot Dimensions150 ft deep x 113 ft wide
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area224 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR42639
Street Address2705 WASHINGTON ST
CityCOMMERCE
StateTX
Zip75428-3841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS2591 COWAN H O SUBDIVISION #2 LOT 2 ACRES .3891
Legal SubdivisionCOWAN H O SUBDIVISION #2
Legal Lot Number2
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2036
Census Tract960600

Owner

Source: Hunt County records · APN 2591-0000-0020-31

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2705 WASHINGTON ST, COMMERCE, TX 75428-3841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Vendor's Lien, Transfer · VA Mortgage
GUILD MORTGAGE CO LTD
Aug 19, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 19, 2021
Deed SaleMar 19, 2021
Prior SaleMay 11, 2007
Deed Document Number2021-05619
Record UpdatedJun 08, 2026

March 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateMar 19, 2021
Property Address2705 WASHINGTON ST, COMMERCE, TX 75428-3841
Document Number0000005619
Map ReferenceCAB A SL 310
Instrument DateMar 16, 2021
Instrument2021-05619
Transaction TypeTransfer
Record UpdatedAug 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13500 HIGHWAY RD #6262, 13500, DALLAS, TX 75244

Transferred To (Grantee/Buyer)

NameVerified Name
Address2705 WASHINGTON ST, COMMERCE, TX 75428-3841

Mortgage

Document Number0000005620
DateMar 19, 2021
Instrument2021-05620
Lender
NameGUILD MORTGAGE CO LTD
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateAug 19, 2020
Property Address2705 WASHINGTON ST, COMMERCE, TX 75428-3841
Document Number0000013765
Instrument DateAug 18, 2020
Instrument13765
Transaction TypeTransfer
Record UpdatedSep 11, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13500 MIDWAY RD #102 FARMERS BRANCH TX 752445124, 102, FARMERS BRANCH, TX 75244-5124

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$229,810 (+9.4%) Land $51,870 Building $177,940$229,810 (+9.4%) Land $51,870 Building $177,940
2024$5,929.00 (+11.32%)
2023$210,070 Land $46,610 Building $163,460$210,070 Land $46,610 Building $163,460
2022$5,326.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Peoples Telephone Cooperative
Fixed Wireless		500 / 60
360 Communications, Inc. (OK, AR & TX)
Fixed Wireless		400 / 50

May also be available: AMG Technology Investment Group, Verizon.

Based on FCC filings for 274 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF COMMERCE
serves 9,266 people
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2022
Total trihalomethanes
resolved · Oct 2017
Haloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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