2705 W Oliver Dr, Muncie, IN 47302 Property Records

Delaware County property record for 2705 W Oliver Dr, Muncie, IN 47302

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1963
Lot Size	0.236 acres (10,290 sqft)
Owner	Individual Name on File
Tax Bill	$993 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`18-11-20-132-005.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-20-132-005.000-003`
Alternative APN	`1120132005000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,290 sqft (0.236 acres)
Lot Dimensions	1,470 ft deep x 700 ft wide
Garage Type	Detached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 20 132 005 000
Street Address	2705 W OLIVER DR
City	MUNCIE
State	IN
Zip	47302-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKFIELD TERRACE SEC C 0.0000ACRES STR: 202010 IN: 67 OUT:
Legal Subdivision	BROOKFIELD TERRACE
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3038
Census Tract	500

Owner

2705 W Oliver Dr is owned and occupied by an individual who acquired it in June 2008.

Source: Delaware County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	2705 W OLIVER DR, MUNCIE, IN 47302-2041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 17, 2008
Transfer Doc	2008R13984
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Recording Date	Jul 7, 2026
Property Address	2705 W OLIVER DR, MUNCIE, IN 47302-2041
Document Number	0000008956
Instrument Date	Jun 30, 2026
Instrument	20268956
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 W OLIVER DR, MUNCIE, IN 47302-2041

Mortgage

Document Number	0000008956,
Date	Jul 7, 2026
Instrument	20268956

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2705 W Oliver Dr was $993, up 37.2% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$993.00 (+37.15%)	$112,300 Land $13,500 Building $98,800	$112,300 Land $13,500 Building $98,800
2024	$724.00 (-11.17%)
2023	$815.00 (+96.39%)	$95,600 (+19.65%) Land $13,500 Building $82,100	$95,600 (+19.65%) Land $13,500 Building $82,100
2022	$415.00 (+912.2%)	$79,900 Land $13,500 Building $66,400	$79,900 Land $13,500 Building $66,400
2021	$41.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2705 W Oliver Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2705 W Oliver Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20