2705 Vista Palomar, Fairfield, CA 94534 Property Records

Solano County property record for 2705 Vista Palomar, Fairfield, CA 94534

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1977
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,620 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0156-061-110`

Property Details

APN / Parcel Number

Primary APN	`0156-061-110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	8,712 sqft (0.2 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2705 VISTA PALOMAR
City	FAIRFIELD
State	CA
Zip	94534-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRFIELD HIGHLANDS SUB BK-BG 28-47 LOT 48
Legal Subdivision	FAIRFIELD HIGHLANDS
Legal Lot Number	48
Legal Unit	2
Jurisdiction	SOLANO CA
Township / Civil Division	FAIRFIELD-SUISUN CITY
Census Block Group	1
Census Block	1008
Census Tract	252312

Owner

Source: Solano County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2705 VISTA PALOMAR, FAIRFIELD, CA 94534-1750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 9, 2017	Deed of Trust, Mortgage · VA Mortgage PEOPLES BANK
Sep 29, 2017	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 22, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Recording Date	Jul 7, 2026
Property Address	2705 VISTA PALOMAR, FAIRFIELD, CA 94534-1750
Document Number	0000031598
Instrument Date	Jun 29, 2026
Instrument	202631598
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2705 VISTA PALOMAR, FAIRFIELD, CA 94534-1750

Mortgage

Document Number	0000031598,
Date	Jul 7, 2026
Instrument	202631598

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	2705 VISTA PALOMAR, FAIRFIELD, CA 94534-1750
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 VISTA PALOMAR WAY, SANTA ANA, CA 92707

Mortgage

Document Number	0000053700
Date	Aug 12, 2022
Instrument	202200053700

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	2705 VISTA PALOMAR, FAIRFIELD, CA 94534-1750
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 VISTA PALOMAR, FAIRFIELD, CA 94534-1750

Mortgage

Document Number	0000127404
Date	Dec 13, 2021
Instrument	202100127404

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	2705 VISTA PALOMAR, FAIRFIELD, CA 94534-1750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038685
Date	May 9, 2017
Instrument	201700038685

Lender

Name	PEOPLES BANK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	2705 VISTA PALOMAR, FAIRFIELD, CA 94534-1750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083322
Date	Sep 29, 2017
Instrument	201700083322

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	2705 VISTA PALOMAR, FAIRFIELD, CA 94534-1750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 VISTA PALOMAR, FAIRFIELD, CA 94534-1750

Mortgage

Document Number	0000093185
Date	Oct 22, 2020
Instrument	202000093185

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Fairfield City
Unified School District	Fairfield-Suisun Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,729 (+2%) Land $88,414 Building $236,315
2025	$1,620.00 (-1.46%)	$318,363 (+4.04%) Land $86,681 Building $231,682
2024	$1,644.00 (-0.6%)
2023	$1,654.00 (-50.42%) Homeowner's exemption	$306,003 Land $83,316 Building $222,687	$529,110
2022	$3,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRFIELD serves 120,720 people · EPA ID CA4810003
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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