2705 Strader Rd, Chatham, VA 24531 Property Records

Pittsylvania County property record for 2705 Strader Rd, Chatham, VA 24531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1981
Lot Size	4.48 acres (195,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Sep 2020)
Tax Bill	$1,567 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2428-91-4297`

Property Details

APN / Parcel Number

Primary APN	`2428-91-4297`
Alternative APN	`246601`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	195,149 sqft (4.48 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	246601
Street Address	2705 STRADER RD
City	CHATHAM
State	VA
Zip	24531-4600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ST RD 689 4.48 AC
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	CALLANDS-GRETNA
Census Block Group	3
Census Block	3025
Census Tract	10600

Owner

Source: Pittsylvania County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2705 STRADER RD, CHATHAM, VA 24531-4600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 30, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Jul 5, 2012 · Amount on Record
Deed Document Number	20204923
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	2705 STRADER RD, CHATHAM, VA 24531-4600
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001767
Date	Apr 21, 2020
Instrument	200001767

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	2705 STRADER RD, CHATHAM, VA 24531-4600
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002181
Date	Apr 18, 2022
Instrument	220002181

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Sep 30, 2020
Property Address	2705 STRADER RD, CHATHAM, VA 24531-4600
Document Number	0200004923
Instrument Date	Sep 18, 2020
Instrument	200004923
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 STRADER RD, CHATHAM, VA 24531-4600

Mortgage

Document Number	0200004924
Date	Sep 30, 2020
Instrument	200004924

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,567.00	$252,800 (+44.79%) Land $20,700 Building $232,100	$252,800 (+44.79%) Land $20,700 Building $232,100
2025	$1,567.00
2022		$174,600 Land $20,700 Building $153,900	$174,600 Land $20,700 Building $153,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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