St. Johns County property record for 2705 Spinnerbait Ct, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,210 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,000 (Jul 2019) |
| Tax Bill | $4,668 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2019 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288106-1740 |
| Primary APN | 288106-1740 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,210 sqft Living Area |
| Gross Area | 2,798 sqft |
| 1st Floor Area | 2,210 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2705 SPINNERBAIT CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 52/43-59 SAINT JOHNS SIX MILE CREEK WEST UNIT 2 LOT 174 OR4753/1688 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK WEST UNIT 2 |
| Legal Block | 1 |
| Legal Lot Number | 174 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20905 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2705 SPINNERBAIT CT, SAINT AUGUSTINE, FL 32092-2442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jan 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jul 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 5, 2019 · Amount on Record |
| Deed Sale | Jul 5, 2019 · Amount on Record |
| Prior Sale | Aug 17, 2011 · Amount on Record |
| Deed Document Number | 201948021 |
| Deed Book / Page | 4753 / 1688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2705 SPINNERBAIT CT, SAINT AUGUSTINE, FL 32092-2442 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2705 SPINNERBAIT CT, SAINT AUGUSTINE, FL 32092-2442 |
| Document Number | 0055810725 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 5581/725 |
| Instrument | 2022060917 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2705 SPINNERBAIT CT, SAINT AUGUSTINE, FL 32092-2442 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046670550 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 4667/0550 |
| Instrument | 2019003035 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 15, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 5, 2019 |
| Property Address | 2705 SPINNERBAIT CT, SAINT AUGUSTINE, FL 32092-2442 |
| Document Number | 0047531688 |
| Book / Page | 4753 / 1688 |
| Map Reference | MB 52 PG 43-59 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 2019048021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5581 KING ARTHUR RD NW, 5581, ROCHESTER, MN 55901-2577 |
| Name | Verified Name |
|---|---|
| Address | 2705 SPINNERBAIT CT, SAINT AUGUSTINE, FL 32092-2442 |
| Document Number | 0047531690 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 4753/1690 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,871 (+2.7%) | $349,000 (-3.15%) Land $85,000 Building $264,000 | |
| 2025 | $4,668.00 (+9.07%) Homeowner's exemption | $183,906 (+2.9%) | $360,362 (-3.54%) Land $90,000 Building $270,362 |
| 2024 | $4,280.00 (+2%) Homeowner's exemption | $178,723 (+3%) | $373,571 (-) Land $100,000 Building $273,571 |
| 2023 | $4,196.00 (+3.05%) Homeowner's exemption | $173,517 (+3%) | $373,571 (+7.08%) Land $100,000 Building $273,571 |
| 2022 | $4,072.00 Homeowner's exemption | $168,463 | $348,879 Land $75,040 Building $273,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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