2705 Serenity Dr, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2705 Serenity Dr, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,258 sqft · built 1993
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Sep 2025)
Tax Bill	$3,288 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`82-50705-0171`

Property Details

APN / Parcel Number

Primary APN	`82-50705-0171`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,258 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Width	120 ft Width
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2705 SERENITY DR
City	SAINT CLOUD
State	MN
Zip	56301-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 002 BLK 002 SERENITY PLAT TWO SECTION 23 TOWNSHIP 124 RANGE 028 SECTION 23 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	23
Legal Subdivision	SERENITY PLAT TWO
Legal Block	2
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3017
Census Tract	402

Owner

Source: Stearns County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2705 SERENITY DR, SAINT CLOUD, MN 56301-9192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC
Sep 4, 2025	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Jul 2, 2025 · Amount on Record
Deed Document Number	20251699002
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Apr 29, 2026
Property Address	2705 SERENITY DR, SAINT CLOUD, MN 56301-9192
Document Number	0001712164
Instrument Date	Apr 21, 2026
Instrument	20261712164
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2705 SERENITY DR, SAINT CLOUD, MN 56301-9192

Mortgage

Document Number	0001712164,
Date	Apr 29, 2026
Instrument	20261712164

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 4, 2025
Property Address	2705 SERENITY DR, SAINT CLOUD, MN 56301-9192
Document Number	00A1699002
Instrument Date	Aug 1, 2025
Instrument	A1699002
Transaction Type	Foreclosure
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2705 SERENITY DR, SAINT CLOUD, MN 56301-9192

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,288.00	$287,700 (+7.95%) Land $55,000 Building $232,700	$287,700 (+7.95%) Land $55,000 Building $232,700
2024	$3,288.00 (+7.66%)
2023	$3,054.00	$266,500 Land $55,000 Building $211,500	$266,500 Land $55,000 Building $211,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Intrepid Fiber Networks, Verizon.

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