2705 S Riverside Dr, Beloit, WI 53511 Property Records

Rock County property record for 2705 S Riverside Dr, Beloit, WI 53511

Property Summary

Property Type	Rural Home
Details	5 bd · 1.5 ba · 2,478 sqft · built 1900
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,500 (Dec 2006)
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-444`

Property Details

APN / Parcel Number

Primary APN	`6-2-444`
Alternative APN	`004 035002`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
1st Floor Area	1,594 sqft
Basement Area	1,594 sqft
Unfinished Basement	1,594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 035002
Street Address	2705 S RIVERSIDE DR
City	BELOIT
State	WI
Zip	53511-2137
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SE1/4 BALDWIN'S ADDITION LOT 2 (EXC E 152.85')
Legal Subdivision	BALDWIN'S ADDITION
Legal Lot Number	2
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1019
Census Tract	2400

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2705 S RIVERSIDE DR, BELOIT, WI 53511-2137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2022	Deed of Trust, Mortgage · FHA Mortgage HUD
Jun 10, 2013	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK
Jun 16, 2008	Deed of Trust, Mortgage · FHA Mortgage AVELO MORTGAGE LLC
Dec 22, 2006	Warranty Deed, Transfer · Conventional Mortgage AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2006 · Amount on Record
Deed Sale	Dec 22, 2006 · Amount on Record
Deed Document Number	20061775057
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2705 S RIVERSIDE DR, BELOIT, WI 53511-2137
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002212284
Date	Feb 21, 2022
Instrument	2212284

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2705 S RIVERSIDE DR, BELOIT, WI 53511-2137
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001980407
Date	Jun 10, 2013
Instrument	1980407

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2038

Interest

Rate Type	Fixed Rate

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2705 S RIVERSIDE DR, BELOIT, WI 53511-2137
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001834074
Date	Jun 16, 2008
Instrument	1834074

Lender

Name	AVELO MORTGAGE LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2038

December 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Dec 22, 2006
Property Address	2705 S RIVERSIDE DR, BELOIT, WI 53511-2137
Document Number	0001775057
Instrument Date	Dec 8, 2006
Instrument	1775057
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$421.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 RIVERSIDE DR, BELOIT, WI 53511-2137

Mortgage

Document Number	0001775058
Date	Dec 22, 2006
Instrument	1775058

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,653.00 (+10.46%) Homeowner's exemption	$227,600 (-) Land $16,800 Building $210,800	$281,000 (+18.77%)
2023	$3,307.00 Homeowner's exemption	$227,600 Land $16,800 Building $210,800	$236,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Nearby Properties on S Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures