2705 S Duchess Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2705 S Duchess Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,468 sqft · built 1986
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,306 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-26-303-016-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-26-303-016-000`
Alternative APN	`41141`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,468 sqft Finished Area
1st Floor Area	2,132 sqft
Basement Area	2,564 sqft
Finished Basement	1,149 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	150 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	1,392 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Slab
Porch Area	492 sqft
Deck Area	112 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	41141
Street Address	2705 S DUCHESS AVE
City	SIOUX FALLS
State	SD
Zip	57103-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT TRACTS 13 & 14 2 ORCHARD PLACE TRACTS IN CITY OF SIOUX FALLS
Legal Subdivision	ORCHARD PLACE TRACTS
Legal Tract	13
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	5
Census Block	5000
Census Tract	1801

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2705 S DUCHESS AVE, SIOUX FALLS, SD 57103-4844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Apr 1, 2011	Deed of Trust, Mortgage PLAINS COMMERCE BANK
Jan 5, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 31, 2025
Transfer Doc	DEED636/258
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2705 S DUCHESS AVE, SIOUX FALLS, SD 57103-4844
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1893MTG/514
Date	Aug 3, 2020
Book Page	1893 MTG/514

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2040

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2705 S DUCHESS AVE, SIOUX FALLS, SD 57103-4844
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 S DUCHESS AVE, SIOUX FALLS, SD 57103-4844

Mortgage

Document Number	001676/956
Date	Apr 1, 2011
Book Page	1676/956

Lender

Name	PLAINS COMMERCE BANK
Address	PO BOX 89627, SIOUX FALLS, SD 57109

Agreement

Amount	Amount Recorded

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 5, 2026
Property Address	2705 S DUCHESS AVE, SIOUX FALLS, SD 57103-4844
Document Number	DEED636/258
Book / Page	DEED636 / 258
Instrument Date	Dec 31, 2025
Instrument	149128
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 S DUCHESS AVE, SIOUX FALLS, SD 57103-4844

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$781,409 (+1.96%) Land $87,527 Building $693,882	$781,409 Land $87,527 Building $693,882
2025	$10,306.00	$766,400 (+13.56%) Land $88,500 Building $677,900
2024	$10,306.00 (+21.33%)	$674,900 (+18.99%) Land $81,100 Building $593,800
2022	$8,494.00	$567,200 Land $81,100 Building $486,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of South Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak.

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