Sumter County property record for 2705 Plainridge Loop, The Villages, FL 32162
| Property Type | Single Family Home |
|---|---|
| Details | 1,527 sqft · built 2003 |
| Lot Size | 0.137 acres (5,980 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $195,000 (Jan 2006) |
| Tax Bill | $2,516 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171823D17D040 |
| Primary APN | 171823D17D040 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,527 sqft Living Area |
|---|---|
| Gross Area | 2,198 sqft |
| 1st Floor Area | 1,527 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 5,980 sqft (0.137 acres) |
| Lot Dimensions | 92 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 231 sqft |
| Street Address | 2705 PLAINRIDGE LOOP |
|---|---|
| City | THE VILLAGES |
| State | FL |
| Zip | 32162-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 THE VILLAGES OF SUMTER UNIT NO 78 PB 6 PG 17-17A |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 17 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 40 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 911203 |
2705 Plainridge Loop is owner-occupied and held in a trust since April 2008.
Source: Sumter County records, as of December 2, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2705 PLAINRIDGE LOOP, THE VILLAGES, FL 32162-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2006 · Amount on File |
| Deed Sale | Jan 23, 2006 · Amount on File |
| Prior Sale | Jan 5, 2004 · Amount on File |
| Deed Document Number | 20062474 |
| Deed Book / Page | 1513 / 447 |
| Last Transfer Date | Apr 22, 2008 |
| Transfer Doc | 0019420692 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 2705 PLAINRIDGE LOOP, THE VILLAGES, FL 32162-3303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2705 PLAINRIDGE LOOP, THE VILLAGES, FL 32162-3303 |
| Document Number | 0041730531 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 4173/531 |
| Instrument | 202260000202 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 2705 Plainridge Loop was $2,516 with a homeowner's exemption, up 0.8% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,516.00 (+0.8%) Homeowner's exemption | $153,120 | $284,390 Land $35,880 Building $248,510 |
| 2024 | $2,496.00 (+9.47%) | ||
| 2023 | $2,280.00 (+2.1%) Additional exemption filed | $144,480 (+2.99%) | $294,070 (+11.75%) Land $23,920 Building $270,150 |
| 2022 | $2,233.00 Homeowner's exemption | $140,280 | $263,160 Land $23,860 Building $239,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2705 Plainridge Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2705 Plainridge Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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