2705 Otto Dr, Stockton, CA 95209 Property Records

San Joaquin County property record for 2705 Otto Dr, Stockton, CA 95209

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,727 sqft · built 1981
Lot Size0.171 acres (7,467 sqft)
OwnerTrust Name on File
Tax Bill$2,165 (2025)
Deeds & MortgagesOct 2017 Mortgage
Aug 2018 Transfer
Flood ZoneZone X (reduced by levee)
APN078-240-020-000

Property Details

APN / Parcel Number

Primary APN078-240-020-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,727 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Architectural StyleOther
Construction TypeWood
Lot Area7,467 sqft (0.171 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2705 OTTO DR
CitySTOCKTON
StateCA
Zip95209-1198
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionREDRAW 830107 FR ORIG APN 074820028
Legal SubdivisionCOLONIAL ESTATES NORTH UNIT #20
Legal Lot Number291
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionSTOCKTON
Census Block Group2
Census Block2013
Census Tract3214

Owner

Source: San Joaquin County records · APN 078-240-020-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address2705 OTTO DR, STOCKTON, CA 95209-1198
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE HOUSE INC
Aug 01, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleAug 05, 2016
Last Transfer DateAug 01, 2018
Transfer Doc0000085020
Record UpdatedJun 07, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2705 OTTO DR, STOCKTON, CA 95209-1198
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE CO CONCOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000126448
DateOct 30, 2017
Instrument2017-126448
Lender
NameTHE MORTGAGE HOUSE INC
TypeMortgage Company
AddressAGOURA HILLS, CA 91301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 01, 2018
Property Address2705 OTTO DR, STOCKTON, CA 95209-1198
Document Number0000085020
Instrument DateJul 23, 2018
Instrument85020
Transaction TypeTransfer
Record UpdatedAug 10, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2705 OTTO DR STOCKTON CA 952091198, STOCKTON, CA 95209-1198

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityStockton City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,165.00 (+3.19%) Homeowner's exemption$197,113 (+4.04%) Land $66,979 Building $130,134
2023$2,098.00 (+3.05%) Homeowner's exemption$189,461 Land $64,379 Building $125,082
2022$2,036.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2007 · river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
300 / 30
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: DigitalPath.

Based on FCC filings for 862 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF STOCKTON
serves 192,702 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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