2705 Laura Dr, Frederick, MD 21704 Property Records

Frederick County property record for 2705 Laura Dr, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,977 sqft · built 1973
Lot Size	0.639 acres (27,848 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Jun 2018)
Tax Bill	$4,675 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-206364`

Property Details

APN / Parcel Number

Primary APN	`07-206364`
Alternative APNs	`7206364` `206364`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,977 sqft Living Area
Gross Area	2,913 sqft
1st Floor Area	1,379 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,848 sqft (0.639 acres)
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	206364
Street Address	2705 LAURA DR
City	FREDERICK
State	MD
Zip	21704-8032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 6 BL K SEC 6 0.64 AC LAURA DRIVE SUGARLOAF ESTATES
Legal Subdivision	LAURA DRIVE SUGARLOAF ESTATES
Legal Block	K
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1018
Census Tract	752201

Owner

2705 Laura Dr is owned and occupied by an individual who bought it in June 2018.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2705 LAURA DR, FREDERICK, MD 21704-8032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTWORTHY MORTGAGE CORP
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 18, 2018	Deed, Transfer · Conventional Mortgage TRUSTWORTHY MORTGAGE CORP
Feb 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Deed Book / Page	12471 / 61
Prior Transfer Date	May 13, 2009
Prior Transfer Doc	0102090091
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2705 LAURA DR, FREDERICK, MD 21704-8032
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135630121
Date	Mar 3, 2020
Book Page	13563/121

Lender

Name	TRUSTWORTHY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2705 LAURA DR, FREDERICK, MD 21704-8032
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145960067
Date	Feb 26, 2021
Book Page	14596/67

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Dec 1, 2040

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 18, 2018
Property Address	2705 LAURA DR, FREDERICK, MD 21704-8032
Document Number	0124710061
Book / Page	12471 / 0061
Map Reference	MB7 PL167
Instrument Date	Apr 27, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EASTERN TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 LAURA DR, FREDERICK, MD 21704-8032

Mortgage

Document Number	0001247168
Date	Jun 18, 2018
Instrument	12471/68

Lender

Name	TRUSTWORTHY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2705 LAURA DR, FREDERICK, MD 21704-8032
Document Number	0117080243
Book / Page	011708 / 000243
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 3, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2705 LAURA DR FREDERICK MD 217048032, FREDERICK, MD 21704-8032

Mortgage

Document Number	0117080243
Date	Mar 9, 2017
Book Page	011708/000243

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2705 Laura Dr was $4,675 with a homeowner's exemption, up 6% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,600 (+6.62%)	$503,000 (-) Land $186,000 Building $317,000
2025	$4,675.00 (+5.99%) Homeowner's exemption	$444,200	$503,000 Land $186,000 Building $317,000
2024	$4,411.00 (+8.41%)
2023	$4,069.00 Homeowner's exemption	$384,933	$414,800 Land $145,900 Building $268,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2705 Laura Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2705 Laura Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Laura Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures