2705 K St, Merced, CA 95340 Property Records

Merced County property record for 2705 K St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,060 sqft · built 1915
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Sep 2023)
Tax Bill	$3,459 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2020 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`030-014-007-000`

Property Details

APN / Parcel Number

Primary APN	`030-014-007-000`
Alternative APN	`030014007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
Gross Area	1,276 sqft
1st Floor Area	1,060 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1985
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	55 sqft
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030014007
Street Address	2705 K ST
City	MERCED
State	CA
Zip	95340-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERCED POR LOTS 15&16 BLK 5
Legal Subdivision	MERCED
Legal Block	5
Legal Lot Number	15,16 16
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1004
Census Tract	1302

Owner

Source: Merced County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2705 K ST, MERCED, CA 95340-2924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC
Jan 22, 2020	Quit Claim Deed, Transfer BANK OF STOCKTON
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage KEVIN D WISEMAN
May 2, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 2, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Mar 22, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Jan 22, 2020
Deed Document Number	2023022227
Record Updated	Jun 8, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 18, 2023
Property Address	2705 K ST, MERCED, CA 95340-2924
Document Number	0000022227
Map Reference	VOL X PG 540
Instrument Date	Sep 15, 2023
Instrument	2023022227
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 K ST, MERCED, CA 95340-2924

Mortgage

Document Number	0000022228
Date	Sep 18, 2023
Instrument	2023022228

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jan 22, 2020
Property Address	2705 K ST, MERCED, CA 95340-2924
Document Number	0000002334
Instrument Date	Jan 15, 2020
Instrument	2334
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	674 BELLMEADE WAY BRENTWOOD CA 945131932, BRENTWOOD, CA 94513-1932

Mortgage

Document Number	2335
Date	Jan 22, 2020
Instrument	2335

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 21, 2040

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2705 K ST, MERCED, CA 95340-2924
Document Number	0000030549
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	674 BELLMEADE WAY BRENTWOOD CA 945131932, BRENTWOOD, CA 94513-1932

Mortgage

Document Number	0000030549
Date	Oct 1, 2018
Instrument	30549

Lender

Name	KEVIN D WISEMAN
Address	2622 CENTRAL AVE # D, ALAMEDA, CA 94501-4637

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	May 2, 2018
Property Address	2705 K ST, MERCED, CA 95340-2924
Document Number	0000012943
Instrument Date	Apr 26, 2018
Instrument	12943
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	674 BELLMEADE WAY BRENTWOOD CA 945131932, BRENTWOOD, CA 94513-1932

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 2, 2018
Property Address	2705 K ST, MERCED, CA 95340-2924
Document Number	0000012944
Instrument Date	Apr 26, 2018
Instrument	12944
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$130.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	674 BELLMEADE WAY BRENTWOOD CA 945131932, BRENTWOOD, CA 94513-1932

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Mar 22, 2018
Property Address	2705 K ST, MERCED, CA 95340-2924
Document Number	0000008512
Instrument Date	Feb 26, 2018
Instrument	8512
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 OVERHOLTZER DR MODESTO CA 953553138, MODESTO, CA 95355-3138

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,459.00 (+102.16%)	$311,100 (+96.88%) Land $86,700 Building $224,400
2023	$1,711.00 (+1.42%)	$158,018 Land $49,213 Building $108,805
2022	$1,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks.

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