St. Louis County property record for 2705 Jean Duluth Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 1,692 sqft · built 1960 |
| Lot Size | 0.623 acres (27,156 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $397,000 (Oct 2026) |
| Tax Bill | $5,206 (2026) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jun 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2945-00460 |
| Primary APN | 010-2945-00460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,692 sqft Gross Area |
| 1st Floor Area | 1,692 sqft |
| Basement Area | 408 sqft |
| Finished Basement | 408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 27,156 sqft (0.623 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Screened Porch |
| Porch Area | 180 sqft |
| Deck Area | 88 sqft |
| Storage Building | 24 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | 546893 |
|---|---|
| Street Address | 2705 JEAN DULUTH RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0006 BLOCK:006 SERIAL # |
| Legal Subdivision | LOCHAIRE DIV DULUTH |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 100 |
Source: St. Louis County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2705 JEAN DULUTH RD, DULUTH, MN 55804-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Jun 9, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on Record |
| Deed Sale | Oct 1, 2026 · Amount on Record |
| Deed Document Number | 20261541558 |
| Prior Transfer Date | May 20, 2026 |
| Prior Transfer Doc | 0001533950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 1, 2026 |
| Property Address | 2705 JEAN DULUTH RD, DULUTH, MN 55804-2620 |
| Document Number | 0001541558 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20261541558 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132,320.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2705 JEAN DULUTH RD, DULUTH, MN 55804-2620 |
| Document Number | 0001541559, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20261541559 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 9, 2026 |
| Property Address | 2705 JEAN DULUTH RD, DULUTH, MN 55804-2620 |
| Document Number | 0001533950 |
| Instrument Date | May 20, 2026 |
| Instrument | 20261533950 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2705 JEAN DULUTH RD, DULUTH, MN 55804-2620 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,206.00 (+5.47%) Homeowner's exemption | ||
| 2025 | $4,936.00 (-2.8%) Homeowner's exemption | $384,100 (+3.42%) Land $68,300 Building $315,800 | $384,100 (+3.42%) Land $68,300 Building $315,800 |
| 2024 | $5,078.00 | $371,400 (+18.47%) Land $61,600 Building $309,800 | $371,400 (+18.47%) Land $61,600 Building $309,800 |
| 2022 | $313,500 Land $56,500 Building $257,000 | $313,500 Land $56,500 Building $257,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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