2705 Holmes Ave, Springfield, IL 62704 Property Records

Sangamon County property record for 2705 Holmes Ave, Springfield, IL 62704

Property Summary

Property TypeSingle Family Home
Lot Size0.192 acres (8,401 sqft)
Owner2 Individual Names on Record
Last Sale$92,700 (Apr 2026)
Tax Bill$1,960 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN22-09.0-132-013

Property Details

APN / Parcel Number

Primary APN22-09.0-132-013
Alternative APN
  • 22090132013 (CHECK DIGIT = 6)

Exterior

Lot Area8,401 sqft (0.192 acres)

Location & Zoning

Account Number22090132013
Street Address2705 HOLMES AVE
CitySPRINGFIELD
StateIL
Zip62704-5146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionL 306 & N 20' L 307 THE HIGHLANDS
Legal SubdivisionHIGHLANDS
JurisdictionSANGAMON IL
Township / Civil DivisionWOODSIDE
Census Block Group1
Census Block1019
Census Tract2801

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2705 HOLMES AVE, SPRINGFIELD, IL 62704-5146
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2026Warranty Deed, Transfer · Conventional Mortgage
INB NA
Apr 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
INB NA
Apr 29, 2024Quit Claim Deed, Transfer · Commercial Mortgage
ALLIANCE COMMUNITY BANK
Feb 10, 2023Warranty Deed, Construction Loan · Construction Mortgage
ALLIANCE COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2026 · Amount on Record
Deed SaleApr 3, 2026 · Amount on Record
Prior SaleFeb 10, 2023 · Amount on Record
Deed Document Number20265468
Prior Transfer DateApr 25, 2024
Prior Transfer Doc2024R06501
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateApr 3, 2026
Property Address2705 HOLMES AVE, SPRINGFIELD, IL 62704-5146
Document Number0000005468
Instrument DateApr 2, 2026
Instrument20265468
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14,044.05
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2705 HOLMES AVE, SPRINGFIELD, IL 62704-5146

Mortgage

Document Number0000005469,
DateApr 3, 2026
Instrument20265469
Lender
NameINB NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2046
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Recording DateApr 3, 2026
Property Address2705 HOLMES AVE, SPRINGFIELD, IL 62704-5146
Document Number0000005469
Instrument DateApr 2, 2026
Instrument20265469
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address1 PRAIRIE LANE CT, SPRINGFIELD, IL 62704-5856

Mortgage

Document Number0000005469,
DateApr 3, 2026
Instrument20265469
Lender
NameINB NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2046
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANGAMON IL
Recording DateApr 29, 2024
Property Address2705 HOLMES AVE, SPRINGFIELD, IL 62704-5146
Document Number2024R06501
Instrument DateApr 25, 2024
Instrument2024R06501
Transaction TypeTransfer
Record UpdatedMay 16, 2024
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 N 6TH ST, PETERSBURG, IL 62675-1211

Mortgage

Document Number2024R06502
DateApr 29, 2024
Instrument2024R06502
Lender
NameALLIANCE COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateFeb 10, 2023
Property Address2705 HOLMES AVE, SPRINGFIELD, IL 62704-5146
Document Number2023R02235
Instrument DateNov 18, 2022
Instrument2023R02235
Transaction TypeConstruction Loan
Record UpdatedSep 15, 2023

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 GAP CREEK RD, FLETCHER, NC 28732-8491

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 LAMBETH LANE, SPRINGFIELD, IL 62704

Mortgage

Document Number2023R02236
DateFeb 10, 2023
Instrument2023R02236
Lender
NameALLIANCE COMMUNITY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 31, 2024

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionWoodside Township
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,960.00 (+3.05%)$25,225 (+7.5%) Land $6,501 Building $18,724$75,675 (+7.5%) Land $19,503 Building $56,172
2024$1,902.00 (+128.61%)$23,465 (+14.12%) Land $6,047 Building $17,418$70,395 (+14.12%) Land $18,141 Building $52,254
2022$832.00$20,562 Land $5,299 Building $15,263$61,686 Land $15,897 Building $45,789

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1993)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEROME
serves 1,600 people · EPA ID IL1670600
Water SourcePurchased surface water from SPRINGFIELD
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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