2705 Handel Dr, Bloomington, IL 61704 Property Records

McLean County property record for 2705 Handel Dr, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,663 sqft · built 2023
Lot Size0.198 acres (8,641 sqft)
Owner2 Individual Names on File
Last Sale$424,000 (Jun 2023)
Tax Bill$9,820 (2024)
Deeds & MortgagesFeb 2018 Line of Credit
Jun 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-17-456-012

Property Details

APN / Parcel Number

Primary APN21-17-456-012

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,663 sqft Living Area
Gross Area3,434 sqft
1st Floor Area1,449 sqft
Basement Area1,214 sqft
Finished Basement1,214 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area8,641 sqft (0.198 acres)
Lot Dimensions114 ft deep x 66 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area771 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2705 HANDEL DR
CityBLOOMINGTON
StateIL
Zip61704-8744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionWITTENBERG WOODS AT PRAIRIE VISTA 2ND ADD LOT 503
Legal SubdivisionPRAIRIE VISTA 2ND ADD
Legal Lot Number503
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group3
Census Block3014
Census Tract2101

Owner

2705 Handel Dr is owned and occupied by two individuals who bought it in June 2023.

Source: McLean County records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address2705 HANDEL DR, BLOOMINGTON, IL 61704-8744
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2018Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK
Jun 29, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Nov 22, 2022Warranty Deed, Transfer
NOT AVAILABLE, FTC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2023 · Amount on File
Deed SaleJun 29, 2023 · Amount on File
Prior SaleNov 22, 2022 · Amount on File
Deed Document Number20238414
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2705 HANDEL DR, BLOOMINGTON, IL 61704-8744
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800003178
DateFeb 26, 2018
Instrument2018-00003178
Lender
NameFIRST STATE BANK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeLine of Credit
AmountAmount on Record
Term18 Months
DueAug 22, 2019

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJun 29, 2023
Property Address2705 HANDEL DR, BLOOMINGTON, IL 61704-8744
Document Number202300008414
Map ReferenceDOC 2016-00002745
Instrument DateJun 22, 2023
Instrument2023-00008414
Transaction TypeTransfer
Record UpdatedJul 14, 2023
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$424.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2705 HANDEL DR, BLOOMINGTON, IL 61704-8744

Mortgage

Document Number202300008415
DateJun 29, 2023
Instrument2023-00008415
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053
Interest
Rate TypeFixed Rate
Rate6.87%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateNov 22, 2022
Property Address2705 HANDEL DR, BLOOMINGTON, IL 61704-8744
Document Number202200020455
Map ReferenceDOC 2016-00002745
Instrument DateNov 3, 2022
Instrument2022-00020455
Transaction TypeTransfer
Record UpdatedSep 25, 2023
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount on Record
Tax$39.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5754 SW 9TH CT, CAPE CORAL, FL 33914-8003

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$134,421 Land $21,584 Building $112,837$403,263 Land $64,752 Building $338,511
2024$9,820.00 (+162.08%)
2023$3,747.00 (+6,838.89%)$44,235 (+7,092.68%) Land $17,844 Building $26,391$132,705 (+7,092.68%) Land $53,532 Building $79,173
2022$54.00$615 Land $615$1,845 Land $1,845

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2705 Handel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2705 Handel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
800 / 400
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

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