2705 Golden Gate Pl, Waldorf, MD 20601 Property Records

Charles County property record for 2705 Golden Gate Pl, Waldorf, MD 20601

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,034 sqft · built 2020
Lot Size	0.053 acres (2,309 sqft)
Owner	Individual Name on File
Last Sale	$411,999 (Jan 2022)
Tax Bill	$7,659 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-357717`

Property Details

APN / Parcel Number

Primary APN	`06-357717`
Alternative APN	`357717`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,034 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	438 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,309 sqft (0.053 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	357717
Street Address	2705 GOLDEN GATE PL
City	WALDORF
State	MD
Zip	20601-4998
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RH
Legal Description	LOT 101 0.0525 AC HAMILTON PARK SUB
Legal Subdivision	HAMILTON PARK SUB
Legal Block	2
Legal Lot Number	101
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2002
Census Tract	850709

Owner

2705 Golden Gate Pl, a townhouse, is owned by an individual who bought it in January 2022.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2644 SAINT MARYS VIEW RD, ACCOKEEK, MD 20607-3764
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 12, 2022	Deed, Transfer · Conventional Mortgage FAIRFAX LENDING INC
Jul 13, 2020	Grant Deed, Transfer · FHA Mortgage FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on File
Deed Sale	Jan 12, 2022 · Amount on File
Prior Sale	Jul 13, 2020 · Amount on File
Deed Book / Page	12325 / 207
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2705 GOLDEN GATE PL, WALDORF, MD 20601-4998
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120850227
Date	Sep 22, 2021
Book Page	12085/227

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Jul 1, 2050

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 12, 2022
Property Address	2705 GOLDEN GATE PL, WALDORF, MD 20601-4998
Document Number	0123250207
Book / Page	12325 / 207
Map Reference	MB 61 FO 11-13
Instrument Date	Dec 6, 2021
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,090.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 GOLDEN GATE PL, WALDORF, MD 20601-4998

Mortgage

Document Number	0012325214
Date	Jan 12, 2022
Instrument	12325/214

Lender

Name	FAIRFAX LENDING INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 13, 2020
Property Address	2705 GOLDEN GATE PL, WALDORF, MD 20601-4998
Document Number	0112170022
Book / Page	011217 / 000022
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	FIRST EXCEL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2705 GOLDEN GATE PL WALDORF MD 206014998, WALDORF, MD 20601-4998

Mortgage

Document Number	112170029
Date	Jul 13, 2020
Book Page	011217/000029

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2705 Golden Gate Pl was $7,659.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,200	$417,100 Land $95,000 Building $322,100
2025	$7,659.00
2023	$7,120.00	$374,600	$408,400 Land $95,000 Building $313,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2705 Golden Gate Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2705 Golden Gate Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Golden Gate Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures