2705 Fire Mountain Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2705 Fire Mountain Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,597 sqft · built 1974
Lot Size	0.303 acres (13,177 sqft)
Owner	Company Name on Record
Last Sale	$532,500 (Mar 2008)
Tax Bill	$7,643 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-470-38-00`

Property Details

APN / Parcel Number

Primary APN	`165-470-38-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,597 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	13,177 sqft (0.303 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2705 FIRE MOUNTAIN DR
City	OCEANSIDE
State	CA
Zip	92054-6243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 13 TR 007615
Legal Subdivision	CASA MONTE
Legal Tract	007615
Legal Block	5
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	5
Census Block	5000
Census Tract	18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2705 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6243
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Nov 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2008 · Amount on Record
Deed Sale	Mar 18, 2008 · Amount on Record
Prior Sale	Mar 16, 1999 · Amount on Record
Deed Document Number	2008141197
Last Transfer Date	Oct 28, 2021
Transfer Doc	0000768278
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2021
Property Address	2705 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6243
Document Number	0000768280
Map Reference	MAP 7615
Instrument Date	Oct 28, 2021
Instrument	2021-0768280
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2705 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6243

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2021
Property Address	2705 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6243
Document Number	0000768278
Map Reference	MAP 7615
Instrument Date	Oct 28, 2021
Instrument	2021-0768278
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2705 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6243

Mortgage

Document Number	0000768279
Date	Nov 4, 2021
Instrument	2021-0768279

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2031

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2705 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6243
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181077
Date	Apr 24, 2017
Instrument	2017-0181077

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$700,007 (+2%) Land $535,893 Building $164,114
2025	$7,643.00 (+5.23%) Homeowner's exemption	$686,283 (+4.04%) Land $525,386 Building $160,897
2023	$7,263.00 (+1.55%) Homeowner's exemption	$659,636 Land $504,986 Building $154,650
2022	$7,152.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Pechanga tribal government · serves 29,100 people · EPA ID 090605013
Water Source	Purchased surface water from RANCHO CALIFORNIA WATER DISTRICT
Last State Inspection	Sep 2024
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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