San Joaquin County property record for 2705 Enslen Ave, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,488 sqft · built 2020 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $980,000 (Aug 2026) |
| Tax Bill | $16,554 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 210-470-320-000 |
| Primary APN | 210-470-320-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,488 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 655 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2705 ENSLEN AVE |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-8459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 37 RIVER ISLANDS STAGE 2A VILLAGE V TRACT 39 |
| Legal Subdivision | RIVER ISLANDS STAGE 2A VL |
| Legal Tract | 39 |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1119 |
| Census Tract | 5214 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 825 HENRIETTA AVE, SUNNYVALE, CA 94086-8517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Aug 4, 2026 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Nov 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL BUSINESS BANK |
| Jul 13, 2020 | Grant Deed, Subdivision Related Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Jun 28, 2019 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Prior Sale | Jul 13, 2020 · Amount on Record |
| Deed Document Number | 202670598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 4, 2026 |
| Property Address | 2705 ENSLEN AVE, LATHROP, CA 95330-8459 |
| Document Number | 0000070598 |
| Instrument Date | Aug 1, 2026 |
| Instrument | 202670598 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108,878.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 825 HENRIETTA AVE, SUNNYVALE, CA 94086-8517 |
| Document Number | 0000070599, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202670599 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2705 ENSLEN AVE, LATHROP, CA 95330-8459 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2705 ENSLEN AVE, LATHROP, CA 95330-8459 |
| Document Number | 0000094702 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 2025-094702 |
| Name | ROYAL BUSINESS BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90017 |
| Type | Conventional Mortgage |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.15% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 13, 2020 |
| Property Address | 2705 ENSLEN AVE, LATHROP, CA 95330-8459 |
| Document Number | 0000083412 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 83412 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $803.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2705 ENSLEN AVE LATHROP CA 953308459, LATHROP, CA 95330-8459 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 28, 2019 |
| Property Address | 2705 ENSLEN AVE, LATHROP, CA 95330-8459 |
| Document Number | 0000068128 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 68128 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,766.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2900 ADAMS ST #C25 RIVERSIDE CA 925048312, C25, RIVERSIDE, CA 92504-8312 |
| Investor | Possibly a Property Investor |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,554.00 (+1.83%) | ||
| 2025 | $16,256.00 (+4.61%) Homeowner's exemption | $830,381 (+4.04%) Land $131,235 Building $699,146 | |
| 2023 | $15,540.00 (+2%) Homeowner's exemption | $798,139 Land $126,140 Building $671,999 | $894,780 |
| 2022 | $15,235.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures