Carroll County property record for 2705 Elizabeth Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,132 sqft · built 1987 |
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $264,900 (May 2017) |
| Tax Bill | $3,975 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-021872 |
| Primary APN | 08-021872 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,132 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,386 sqft (0.468 acres) |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 021872 |
|---|---|
| Street Address | 2705 ELIZABETH DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-3907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 10 - 20386 SQ FT 2705 ELIZABETH DR 13-85 CAPE HORN SOUTH SC 3 |
| Legal Subdivision | CAPE HORN SOUTH SEC 03 |
| Legal Lot Number | 10 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 508200 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2705 ELIZABETH DR, WESTMINSTER, MD 21157-3907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 2, 2017 | Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Apr 13, 2017 | Deed of Trust, Mortgage TOWNEBANK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2017 · Amount on Record |
| Deed Sale | May 2, 2017 · Amount on Record |
| Prior Sale | Dec 17, 1987 · Amount on Record |
| Deed Document Number | 20178674-0256 |
| Deed Book / Page | 8674 / 256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2705 ELIZABETH DR, WESTMINSTER, MD 21157-3907 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0101190085 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 10119/85 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 2, 2017 |
| Property Address | 2705 ELIZABETH DR, WESTMINSTER, MD 21157-3907 |
| Document Number | 0086740256 |
| Book / Page | 8674 / 0256 |
| Map Reference | MB13 FO85 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 8674-0256 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2705 ELIZABETH DR, WESTMINSTER, MD 21157-3907 |
| Document Number | 86740262 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 8674-0262 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2705 ELIZABETH DR, WESTMINSTER, MD 21157-3907 |
| Document Number | 0088880037 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2705 ELIZABETH DR WESTMINSTER MD 211573907, WESTMINSTER, MD 21157-3907 |
| Document Number | 0088880037 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 008888/000037 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,975.00 (+4.22%) | $349,633 (+22.91%) | $378,500 (+12.92%) Land $130,000 Building $248,500 |
| 2025 | $3,814.00 (+18.67%) | ||
| 2023 | $3,214.00 | $284,467 | $335,200 Land $95,000 Building $240,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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