2705 E Rum River Dr S, Cambridge, MN 55008 Property Records

Isanti County property record for 2705 E Rum River Dr S, Cambridge, MN 55008

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,451 sqft · built 1983
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,652 (2026)
Flood Zone	Zone AE (high risk)
APN	`15.263.0140`

Property Details

APN / Parcel Number

Primary APN	`15.263.0140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,451 sqft Heated Area
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	333 ft deep x 142 ft wide
Garage Area	840 sqft

Exterior Amenities

Porch	Slab
Patio Area	240 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2705 E RUM RIVER DR S
City	CAMBRIDGE
State	MN
Zip	55008-2686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME GOLDENWOOD 8TH ADDN LOT 005 BLOCK 002 SUBDIVISIONCD 15263
Legal Range	023
Legal Township	035
Legal Section	05
Legal Subdivision	GOLDENWOOD 8TH ADDN
Legal Block	2
Legal Lot Number	5
Jurisdiction	ISANTI MN
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2010
Census Tract	130303

Owner

Source: Isanti County assessment roll, APN 15.263.0140, as of August 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2705 E RUM RIVER DR S, CAMBRIDGE, MN 55008-2686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Isanti County assessment roll as of August 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
Municipality	Cambridge City
Unified School District	Cambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,652.00 (-2.25%) Homeowner's exemption	$276,600 (-4.78%) Land $70,000 Building $206,600	$276,600 (-4.78%) Land $70,000 Building $206,600
2025		$290,500 (+5.52%) Land $70,000 Building $220,500	$290,500 (+5.52%) Land $70,000 Building $220,500
2023	$3,736.00 (-0.05%) Homeowner's exemption	$275,300 Land $49,700 Building $225,600	$275,300 Land $49,700 Building $225,600
2022	$3,738.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Isanti County (27059C), as of January 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270591303032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 183 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Uniti Group DSL	200 / 20
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1300002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Cambridge serves 9,862 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.