2705 E Ridge Ct, Oakton, VA 22124 Property Records

Fairfax County property record for 2705 E Ridge Ct, Oakton, VA 22124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,525 sqft · built 1984
Lot Size	0.589 acres (25,669 sqft)
Owner	2 Company Names on Record
Last Sale	$1,450,000 (May 2026)
Tax Bill	$13,558 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0373-11-0035`

Property Details

APN / Parcel Number

Primary APN	`0373-11-0035`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,525 sqft Living Area
Gross Area	3,516 sqft
Basement Area	550 sqft
Game Room	Game Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,669 sqft (0.589 acres)
View / Lot	Buildable
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	91 sqft
Deck Area	291 sqft
Patio Area	336 sqft
Balcony Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	2705 E RIDGE CT
City	OAKTON
State	VA
Zip	22124-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	111
Legal Description	VALE VALLEY ESTATES LT 35 SEC 4
Legal Subdivision	VALE VALLEY ESTATES
Legal Block	2
Legal Lot Number	35
Jurisdiction	FAIRFAX VA
Township / Civil Division	SULLY
Census Block Group	2
Census Block	2003
Census Tract	481600

Owner

Source: Fairfax County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2705 E RIDGE CT, OAKTON, VA 22124-1442
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIGNAL FINANCIAL FCU
May 22, 2026	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE
May 22, 2026	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit VISION FINANCIAL FEDERAL CREDIT UNION
Nov 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage SIGNAL FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	May 31, 2005 · Amount on Record
Deed Document Number	202630749
Deed Book / Page	28703 / 184
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	2705 E RIDGE CT, OAKTON, VA 22124-1442
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023787001
Date	Feb 9, 2021
Book Page	26873/51
Instrument	2021023787.001

Lender

Name	SIGNAL FINANCIAL FCU
Type	Credit Union
Address	KENSINGTON, MD 20895

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	7.25%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	May 22, 2026
Property Address	2705 E RIDGE CT, OAKTON, VA 22124-1442
Document Number	0000030749
Book / Page	28703 / 184
Instrument Date	May 22, 2026
Instrument	202630749
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	2705 E RIDGE CT, OAKTON, VA 22124-1442
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030749,
Date	May 22, 2026
Instrument	20262202630749

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	May 22, 2026
Property Address	2705 E RIDGE CT, OAKTON, VA 22124-1442
Document Number	0030749001
Book / Page	28703 / 184
Instrument Date	May 22, 2026
Instrument	202630749
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	2705 E RIDGE CT, OAKTON, VA 22124-1442
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030749,
Date	May 22, 2026
Instrument	2202630749

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Recording Date	Apr 30, 2026
Property Address	2705 E RIDGE CT, OAKTON, VA 22124-1442
Document Number	0000025749
Book / Page	28681 / 1007
Instrument Date	Apr 24, 2026
Instrument	202625749
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIGNAL FINANCIAL FEDERAL CRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2705 E RIDGE CT, OAKTON, VA 22124-1442

Mortgage

Document Number	0000025749,
Date	Apr 30, 2026
Book Page	28681/1007
Instrument	202625749

Lender

Name	VISION FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 24, 2046

Interest

Rate	6.38%
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	2705 E RIDGE CT, OAKTON, VA 22124-1442
Document Number	2018067456001
Instrument Date	Nov 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2705 E RIDGE CT OAKTON VA 221241442, OAKTON, VA 22124-1442

Mortgage

Document Number	2018067456001
Date	Nov 28, 2018
Book Page	025598/001192
Instrument	67456001

Lender

Name	SIGNAL FIN'L FCU
Type	Credit Union
Address	KENSINGTON, MD 20895

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,558.00 (+9.22%)	$1,172,870 (+19.37%) Land $468,000 Building $704,870	$1,172,870 (+19.37%) Land $468,000 Building $704,870
2024	$12,413.00 (+11.96%)
2023	$11,087.00	$982,510 Land $428,000 Building $554,510	$982,510 Land $428,000 Building $554,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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