Richmond City property record for 2705 E Clay St, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,410 sqft · built 1910 |
| Lot Size | 0.038 acres (1,655 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Dec 2020) |
| Tax Bill | $4,728 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jul 2017 Sale & Mortgage |
| APN | E-000-0482-002 |
| Primary APN | E-000-0482-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 770 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 1,655 sqft (0.038 acres) |
| Lot Dimensions | 66 ft deep x 24 ft wide |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2705 E CLAY ST |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23223-7309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 URBAN |
| Legal Description | 0024.83X0066.00 0000.000 |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. John's Church Historic District (Boundary Increase) listed 1991 · 20 contributing resources · NRIS 90002097 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Richmond City records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2705 E CLAY ST, RICHMOND, VA 23223-7309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MTG |
| Jul 5, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI C&F MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2020 · Amount on Record |
| Deed Sale | Dec 3, 2020 · Amount on Record |
| Prior Sale | Jul 5, 2017 · Amount on Record |
| Deed Document Number | 202029133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Dec 3, 2020 |
| Property Address | 2705 E CLAY ST, RICHMOND, VA 23223-7309 |
| Document Number | 0000029133 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 29133 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2705 E CLAY ST RICHMOND VA 232237309, RICHMOND, VA 23223-7309 |
| Document Number | 29134 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 29134 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Jul 5, 2017 |
| Property Address | 2705 E CLAY ST, RICHMOND, VA 23223-7309 |
| Document Number | 0000013668 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 13668 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | INVESTORS TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2705 E CLAY ST RICHMOND VA 232237309, RICHMOND, VA 23223-7309 |
| Document Number | 13669 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 13669 |
| Name | C&F MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2047 |
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,728.00 (+2.34%) | $394,000 (+6.78%) Land $100,000 Building $294,000 | $394,000 (+6.78%) Land $100,000 Building $294,000 |
| 2025 | $4,620.00 (+23,%) | ||
| 2024 | $369,000 Land $95,000 Building $274,000 | ||
| 2023 | $369,000 Land $95,000 Building $274,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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