Maricopa County property record for 2705 E Cathedral Rock Dr, Phoenix, AZ 85048
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,346 sqft · built 1988 |
| Lot Size | 0.135 acres (5,885 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $367,500 (Oct 2018) |
| Tax Bill | $3,018 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 301-76-082 |
| Primary APN | 301-76-082 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,346 sqft Living Area |
| 1st Floor Area | 1,686 sqft |
| 2nd Floor Area | 660 sqft |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 5,885 sqft (0.135 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 400 sqft |
| Patio Area | 200 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 2705 E CATHEDRAL ROCK DR |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85048-8908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | MOUNTAIN PARK RANCH PARCEL 37 PHASE B MCR 313-46 |
| Legal Range | 03E |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | MOUNTAIN PARK RANCH PARCEL 37 PH B LT 1- |
| Legal Phase | B |
| Legal Lot Number | 81 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 116721 |
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2705 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-8908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI WATERMARK CAP |
| Oct 31, 2018 | Warranty Deed, Transfer · Conventional with PMI WATERMARK CAP |
| Aug 9, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on Record |
| Deed Sale | Oct 31, 2018 · Amount on Record |
| Prior Sale | Aug 9, 2018 · Amount on Record |
| Deed Document Number | 20180814299 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2705 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-8908 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2705 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-8908 |
| Document Number | 0000228017 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 20230228017 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2705 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-8908 |
| Document Number | 0000139078 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2705 E CATHEDRAL ROCK DR PHOENIX AZ 850488908, PHOENIX, AZ 85048-8908 |
| Document Number | 0000139078 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 139078 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Oct 31, 2018 |
| Property Address | 2705 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-8908 |
| Document Number | 0000814299 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 814299 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $367.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2705 E CATHEDRAL ROCK DR PHOENIX AZ 850488908, PHOENIX, AZ 85048-8908 |
| Document Number | 814300 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 814300 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 9, 2018 |
| Property Address | 2705 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-8908 |
| Document Number | 0000605635 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 605635 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.16 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2212 E WILLIAMS FIELD ROAD 11 #225 GILBERT AZ 85295, 225, GILBERT, AZ 85295 |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Elementary School District | Kyrene Elementary District (PK - 08) |
| Secondary School District | Tempe Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,830 (+1.43%) | $518,300 (+1.43%) Land $103,600 Building $414,700 | |
| 2025 | $3,018.00 (+5.05%) | ||
| 2024 | $51,100 | $511,000 Land $102,200 Building $408,800 | |
| 2023 | $2,873.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 74% of Arizona |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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