2705 Co Rd 58, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 2705 Co Rd 58, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	2,330 sqft · built 1995
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2022)
Tax Bill	$900 (2023)
Deeds & Mortgages	Sep 2022 Sale Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-06-09-30-0-000-006.003`

Property Details

APN / Parcel Number

Primary APN	`13-06-09-30-0-000-006.003`
Alternative APNs	`ALT APN:0609300000006003` `215972` `3327`

Interior

Stories	2 Stories
Building Area	2,330 sqft Living Area
Upper Floors Area	538 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,088 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	215972
Street Address	2705 COUNTY ROAD 58
City	CEDAR BLUFF
State	AL
Zip	35959-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM INT S LN NE/4 NW/4 & WLY BOUNDARY CO RD 58;NE ALG RW 710TO POB;N 361.53';NE 318.53';SE 380.54';SW 404.79'TO POB
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3010
Census Tract	955702

Owner

2705 Co Rd 58 is owned and occupied by an individual who bought it in September 2022.

Source: Cherokee County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	2705 COUNTY ROAD 58, CEDAR BLUFF, AL 35959-3836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer
Mar 1, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Deed Document Number	226261
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 20, 2022
Property Address	2705 COUNTY ROAD 58, CEDAR BLUFF, AL 35959-3836
Document Number	0000226261
Instrument Date	Sep 9, 2022
Instrument	226261
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1326 LOCUST DR NE, 1326, ARAB, AL 35016-3747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 416, CHICKAMAUGA, GA 30707-0416

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2705 COUNTY ROAD 58, CEDAR BLUFF, AL 35959-3836
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196930
Date	Mar 1, 2017
Instrument	0196930

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2705 COUNTY ROAD 58, CEDAR BLUFF, AL 35959-3836
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	217068
Date	Mar 12, 2021
Instrument	217068

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$23,160 Land $1,460 Building $21,700	$262,700 Land $14,500 Building $248,200
2023	$900.00 (-17.96%)	$26,120 (+490.95%)	$261,000 (-) Land $12,800 Building $248,200
2022	$1,097.00	$4,420 Land $1,280 Building $3,140	$261,000 Land $12,800 Building $248,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2705 Co Rd 58 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2705 Co Rd 58 is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 58

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