2705 Center Rd, Moriah, NY 12960 Property Records

Essex County and Moriah Town property record for 2705 Center Rd, Moriah, NY 12960

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,100 sqft · built 1870
Lot Size	18.4 acres (801,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,497 (Nov 2018)
Tax Bill	$4,897 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 4 more
APN	`655J108013`

Property Details

APN / Parcel Number

Primary APN	`655J108013`
Alternative APNs	`15368909601600010151200000` `153600 96.16-1-38.100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,100 sqft Living Area
1st Floor Area	2,300 sqft
2nd Floor Area	800 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	801,504 sqft (18.4 acres)
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	655J108013
Street Address	2705 CENTER RD
City	MORIAH
State	NY
Zip	12960
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	38.100
Jurisdiction	ESSEX NY
Township / Civil Division	MORIAH
Census Block Group	1
Census Block	1014
Census Tract	961001

Owner

Source: Essex County and Moriah Town records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2705 CENTER RD, MORIAH, NY 12960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Mar 26, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Nov 28, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Oct 15, 2019	Deed of Trust, Mortgage · Balloon Mortgage TICONDEROGA FEDERAL CREDIT UNION
Nov 28, 2018	Warranty Deed, Transfer
May 18, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	20184829
Deed Book / Page	1935 / 272
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	2705 CENTER RD, MORIAH, NY 12960
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020253698
Date	Oct 27, 2025
Instrument	2025-3698

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	2705 CENTER RD, MORIAH, NY 12960
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020241005
Date	Mar 26, 2024
Instrument	2024-1005

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	2705 CENTER RD, MORIAH, NY 12960
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002537/0000000201
Date	Nov 28, 2018
Book Page	0000002537/0000000201
Instrument	2018-4830

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	2705 CENTER RD, MORIAH, NY 12960
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020193805
Date	Oct 15, 2019
Instrument	2019-3805

Lender

Name	TICONDEROGA FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Nov 28, 2018
Property Address	2705 CENTER RD, MORIAH, NY 12960
Document Number	001935/272
Book / Page	1935 / 272
Instrument Date	Nov 26, 2018
Instrument	2018-4829
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2578 MORIAH RD, MORIAH, NY 12960-2106

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	May 18, 2017
Property Address	2705 CENTER RD, MORIAH, NY 12960
Document Number	0000001873/0000000304
Book / Page	0000001873 / 0000000304
Instrument Date	Mar 1, 2017
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 CENTER RD, MORIAH, NY 12960

Tax Assessment & Valuation

Source: Essex County and Moriah Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Moriah Town
Unified School District	Moriah Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,897.00 (-3.85%)	$218,025 (+38.6%) Land $41,900 Building $176,125	$218,025 (+3.97%) Land $41,900 Building $176,125
2024	$5,093.00 (+86.42%)
2023		$157,300 (-) Land $44,800 Building $112,500	$209,700 (+25.31%) Land $59,724 Building $149,976
2022	$2,732.00 (-53.87%)	$157,300 Land $44,800 Building $112,500	$167,340 Land $47,659 Building $119,681
2020	$5,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORIAH WD serves 3,100 people · EPA ID NY1500287
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Crown Point Telephone, SLICFiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Center Rd

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