Queen Anne's County property record for 2705 Cecil Dr, Chester, MD 21619
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,104 sqft · built 1980 |
| Lot Size | 0.376 acres (16,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jun 2020) |
| Tax Bill | $2,494 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-044126 |
| Primary APN | 04-044126 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,104 sqft Total Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,400 sqft (0.376 acres) |
| Lot Dimensions | 200 ft deep x 82 ft wide |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 044126 |
|---|---|
| Street Address | 2705 CECIL DR |
| City | CHESTER |
| State | MD |
| Zip | 21619-2135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-15 |
| Legal Description | LOT 15,BLK B HARBOR VIEW |
| Legal Subdivision | HARBOR VIEW |
| Legal Block | B |
| Legal Lot Number | 15 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 811000 |
2705 Cecil Dr is owned and occupied by two individuals who bought it in June 2020.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2705 CECIL DR, CHESTER, MD 21619-2135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 25, 2020 | Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on File |
| Deed Sale | Jun 25, 2020 · Amount on File |
| Prior Sale | May 13, 1985 · Amount on File |
| Deed Book / Page | 3370 / 184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 2705 CECIL DR, CHESTER, MD 21619-2135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2705 CECIL DR, CHESTER, MD 21619-2135 |
| Document Number | 0043690236 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 4369/236 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Jun 25, 2020 |
| Property Address | 2705 CECIL DR, CHESTER, MD 21619-2135 |
| Document Number | 0033700184 |
| Book / Page | 3370 / 184 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | QUET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2705 CECIL DR, CHESTER, MD 21619-2135 |
| Document Number | 0003370191 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 3370/191 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 2705 Cecil Dr was $2,494 with a homeowner's exemption.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,500 Land $162,800 Building $116,700 | $279,500 Land $162,800 Building $116,700 | |
| 2025 | $2,494.00 Homeowner's exemption | ||
| 2023 | $2,260.00 Homeowner's exemption | $240,000 Land $151,100 Building $88,900 | $240,000 Land $151,100 Building $88,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2705 Cecil Dr in Zone X, an area of minimal flood risk, though there have been 94 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 94 (1979–2024) |
| Claims Outside the SFHA | 13 of 94 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2705 Cecil Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband, Verizon, Xfinity.
5G (outdoors only) and 4G LTE
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